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20121 12th Avenue E, Spanaway, WA, 98387

4beds
3baths
1,768sqft
$475,000
$269price/sqft
$3,114/moest. monthly cost
$124,560/yrincome needed

About This Home

Bright, inviting, and thoughtfully updated, this charming two-story home offers comfort and style in every corner. An abundance of natural light fills the open living spaces, highlighting beautiful wood flooring in both the living and family rooms. The kitchen and family room shine with newly installed lighting, creating a warm and welcoming atmosphere perfect for everyday living and entertaining, while a ceiling fan in the living room adds comfort and efficiency. The home features updated bathrooms with new sinks and modern faucets, along with a new toilet for added convenience. Major improvements include a new front entry door and a full HVAC system providing efficient heating and air conditioning year-round. Step outside to enjoy a fully fenced yard—ideal for privacy, pets, or outdoor gatherings. With a blend of functional upgrades and stylish finishes, this move-in ready rambler offers easy, single-level living at its best.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
Bethel High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dishwasher(s),Refrigerator(s),Washer(s),Water Heater Location: garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Bonus Room

  • Level: Lower

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Other

  • Level: Main

Property

Details

  • Parcel number: 5001440330
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Ceiling Fan(s)
  • Topography of land: Level

Lot

  • Lot size: 9,922 sqft
  • Features: Corner Lot,Paved,Sidewalk,Cable TV,Fenced-Fully,Patio

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$120$1,440
Property Taxes $444$5,328
Electricity $149$1,793
Total$3,114$37,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,765/yr
40% on housing$93,420/yr
45% on housing$83,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 98387$258
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98387$282
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$475,000
1997-09-30Sold$123,498

For Sale by Agent

AgentMark Queen
BrokerageRedfin

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