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620 174th Street S, Spanaway, WA, 98387

3beds
1baths
948sqft
$420,000
$443price/sqft
$2,794/moest. monthly cost
$111,760/yrincome needed

About This Home

Enjoy a beautiful garden entry and inviting covered front porch at this well-maintained home. Situated on a spacious lot with room for RV parking, this property offers seamless indoor-outdoor living—perfect for entertaining or relaxing. Step outside to a large covered patio and gazebo, surrounded by garden spaces and three storage sheds for added convenience. Major updates completed in 2020 include a new roof, windows, exterior paint, waterproof vinyl flooring, and a fully updated kitchen with stainless steel appliances. A recently added ductless mini-split system provides efficient year-round comfort. Tired of high utility costs? Solar panels help keep electricity affordable, with monthly bills as low as $10 during warmer months. Conveniently located near Hwy 7 and 176th, with quick access to I-5, SR-512, and JBLM, making commuting and everyday amenities easily accessible.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
7/10
4/10
Spanaway Lake High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1962

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Ductless,Electric,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 948
  • Total interior livable area: 948 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 5025006710
  • Zoning: SFR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Pantry,Security System
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.26 Acres
  • Features: Paved,Cabana/Gazebo,Fenced-Fully,High Speed Internet,Outbuildings,Patio,RV Parking
  • Lot size dimensions: 76 x 149 x 76 x 150

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,RV Parking
  • Covered spaces: 1
  • Uncovered spaces: 5
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$106$1,272
Property Taxes $416$4,992
Electricity $149$1,793
Total$2,794$33,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,794/yr
40% on housing$83,820/yr
45% on housing$74,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 98387$258
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98387$282
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$420,000
2020-12-04Sold$330,000
2020-11-05Pending sale$327,500
2020-11-02Price change$327,500
2020-10-21Listed for sale$334,500
2020-08-14Sold$227,500
2020-08-08Pending sale$210,000
2020-08-07Listed for sale$210,000

For Sale by Agent

AgentAmanda Hyndshaw
BrokerageTimber Real Estate

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