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13804 231st Street Ct E, Graham, WA, 98338

4beds
3baths
4,192sqft
$1,040,000
$248price/sqft
$6,721/moest. monthly cost
$268,840/yrincome needed

About This Home

Beautifully maintained 2-story home set on a spacious lot in Graham, offering the perfect blend of comfort and outdoor living. A welcoming wraparound porch leads into a light-filled interior with hardwood floors and an open-concept layout connecting the kitchen, family room, and dining spaces, making it ideal for everyday living and entertaining. The kitchen features an island, eating nook, and seamless flow into the cozy family room with gas fireplace. Upstairs, the generous primary suite offers a private balcony and a 5-piece bath, alongside large secondary bedrooms and a spacious bonus room with built-ins, perfect for hobbies, work-from-home, or flex space. The backyard is designed for entertaining and recreation with an in-ground pool, spa, sport court, patio, and plenty of room to relax and gather. Additional highlights include a three-car attached garage, ample extra parking, and a composition shingle roof replaced approximately 5 months ago. Enjoy a peaceful setting with convenient access to nearby amenities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Nelson Elementary SchoolGrades K-51.9 mi
4/10
Frontier Middle SchoolGrades 6-82.1 mi
6/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Carpet
  • Fireplace features: Gas

Heating

  • Heating features: Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 4,192
  • Total interior livable area: 4,192 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 6021540190
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,French Doors,Hot Tub/Spa,Walk-In Closet(s),Water Heater
  • Has spa: Yes
  • Spa features: Indoor
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 1.01 Acres
  • Features: Dead End Street,Paved,Sidewalk,Cable TV,Fenced-Partially,High Speed Internet,Hot Tub/Spa,Patio,RV Parking,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,258$63,096
Home Insurance *$267$3,204
Property Taxes $910$10,920
Electricity $286$3,440
Total$6,721$80,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,434/yr
40% on housing$201,630/yr
45% on housing$179,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 98338$228
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98338$288
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,150,000
2026-03-10Listed for sale$1,195,000
1997-07-21Sold$286,500
1997-04-11Sold$41,000

For Sale by Agent

AgentNicole Burnett
BrokerageKeller Williams Rty Tacoma

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