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2 Arbor Spgs, Troy, IL, 62294

4beds
3baths
2,472sqft
$370,000
$150price/sqft
$2,807/moest. monthly cost
$112,280/yrincome needed

About This Home

Welcome to this well-maintained 4-bedroom, 3-bath home in the desirable Turtle Creek community! Designed with both comfort and functionality in mind, this spacious home features a finished walkout basement, providing the perfect space for a family room, home office, guest suite, or recreation area. The main level offers a welcoming layout that flows seamlessly to a deck overlooking the fully fenced backyard—ideal for entertaining, grilling, or simply relaxing outdoors. The walkout basement provides easy access to the backyard, creating even more space to enjoy inside and out. Additional highlights include a 2-car attached garage and a convenient location just 20 minutes from Scott Air Force Base, with easy access to shopping, dining, schools, parks, and major highways. Don't miss the opportunity to own this move-in-ready home in one of the area's most desirable neighborhoods. Buyer or buyer's agent to verify MLS info.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
C A Henning SchoolGrades PK-50.6 mi
7/10
Triad Middle SchoolGrades 6-83.5 mi
9/10
Triad High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,272

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,472 sqft

Property

Details

  • Parcel number: 092221607201022
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,Cul-De-Sac,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$196$2,352
Property Taxes $551$6,612
Electricity $190$2,281
Total$2,807$33,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,240/yr
40% on housing$84,210/yr
45% on housing$74,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 62294$209
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62294$155
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$365,000
2026-08-06Price change$365,000
2026-07-16Listed for sale$370,000
2025-07-16Sold$335,000
2025-05-19Contingent$329,900
2025-05-19Listed for sale$329,900
2015-09-22Sold$180,000
2015-08-06Listed for sale$189,000

For Sale by Agent

AgentRobby M Nguyen
BrokerageWorth Clark Realty

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