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9901 76th Street SW, Tacoma, WA, 98498

4beds
3baths
2,420sqft
$675,000
$279price/sqft
$4,319/moest. monthly cost
$172,760/yrincome needed

About This Home

Offered for the first time since 1983! Nestled on a quiet cul-de-sac in the highly desirable Oakbrook community and within the sought-after Steilacoom Historical School District, this spacious 4-bedroom, 2.5-bath home offers 2,420 square feet on two lots—the value of two parcels for the price of one. Lovingly maintained in its original condition, the home features both a formal living room and a separate family room, a versatile bonus room, and high-end appliances. Whether you’re looking to preserve its charm, renovate, or create your dream home, the possibilities are endless. Opportunities like this are exceptionally rare in one of Lakewood’s most established neighborhoods. Don’t miss your chance to own this one-of-a-kind property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
7/10
Pioneer Middle SchoolGrades 6-87.1 mi
9/10
Steilacoom High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Poured Concrete
  • Roof: Tile
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1996

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Stove/Free Standing,Electric,Wood
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,420
  • Total interior livable area: 2,420 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 6430493640
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Fireplace
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 0.41 Acres
  • Features: Cul-De-Sac,Dead End Street,Paved

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$178$2,136
Property Taxes $563$6,756
Electricity $165$1,986
Total$4,319$51,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,080/yr
40% on housing$129,570/yr
45% on housing$115,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 98498$253
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98498$320
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$675,000
2026-07-16Listed for sale$695,000
1996-01-20Sold$87,500
1983-10-01Sold$87,500

For Sale by Agent

AgentAmanda Rainey
BrokerageReal Broker LLC

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