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1431 N Villard Street, Tacoma, WA, 98406

3beds
2baths
1,304sqft
$595,000
$456price/sqft
$3,831/moest. monthly cost
$153,240/yrincome needed

About This Home

You will fall in love with this backyard and the house will seal the deal. This adorable North Tacoma home has been thoughtfully updated so you can move right in with confidence while enjoying all the charm that makes this neighborhood so special. Major improvements include updated electrical (2021), new PEX plumbing (2024), an updated sewer line, replaced water line (2022), heat pump (2022), hot water heater (2021), and a roof installed in 2017. Inside, inviting living spaces are filled with natural light, while the custom built-in kitchen bar creates the perfect gathering space for entertaining friends. Three bedrooms including a primary with ensuite bathroom which is hard to find in the north end! Dedicated laundry room (not closet!). Step outside to the incredible backyard, where you'll enjoy relaxing, gardening, entertaining, or simply unwinding in your own private retreat. Complete with two patios & storage shed (new 2022). Ideally located on a picturesque, tree-lined street in North Tacoma, you're just minutes from the Proctor District, University of Puget Sound, Point Defiance Park, Ruston Way waterfront, local coffee shops, restaurants, and scenic parks. This is your opportunity to enjoy the character of an established neighborhood without sacrificing the modern updates you value most.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Downing Elementary SchoolGrades PK-50.5 mi
4/10
Truman Middle SchoolGrades 6-81.2 mi
4/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1991

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,See Remarks,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7045001225
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 9,313 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$131$1,572
Property Taxes $543$6,516
Electricity $149$1,793
Total$3,831$45,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,348/yr
40% on housing$114,930/yr
45% on housing$102,160/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$456This listing

vs Other Active Listings

Avg $/sqft

ZIP 98406$292
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98406$326
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$595,000
2026-08-03Listed for sale$595,000
2020-11-05Sold$490,000
2020-09-28Pending sale$445,000
2020-09-22Listed for sale$445,000
2001-10-31Sold$160,000

For Sale by Agent

AgentPaige Miller
BrokerageReal Broker LLC

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