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1620 12th Street SW, Puyallup, WA, 98371

3beds
3baths
2,009sqft
$640,000
$319price/sqft
$4,078/moest. monthly cost
$163,120/yrincome needed

About This Home

**Preferred lender is offering 1% lender credit towards closing costs or rate buydown** Beautifully updated home on a private greenbelt .33-acre lot with no HOA in the desirable Puyallup School District! Recent upgrades include new roof (2026), new exterior paint (2021), new furnace, new hot water tank, updated gutters, new vapor barrier and PEX plumbing in the crawl space, & LVP flooring throughout the main floor. Fresh interior paint and wood-wrapped windows add warmth & character throughout the home. The remodeled living room ft. vaulted ceilings, updated trim, & LVP flooring. The stunning kitchen has been completely updated with custom soft-close cabinetry and drawers, quartz countertops, full-height subway tile backsplash, farmhouse sink, SS appliances, & LVP flooring. The dining room offers a cozy wood-burning fireplace. Additional main-floor amenities include a laundry room with utility sink & wash/dryer combo. Upstairs, enjoy a versatile loft/flex space, two spacious guest bedrooms, & updated guest bathroom featuring a new tub/shower surround with lifetime warranty, updated vanity, quartz countertops, and LVP flooring. The primary suite showcases a vaulted ceiling, barn door, walk-in closet, & beautifully remodeled ensuite bath with ceramic tile shower, quartz countertops, updated vanity. Outside, the fully fenced backyard ft. garden beds, fruit trees (apple and peach), new paver patio, and enjoying the privacy of the greenbelt setting.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Meeker Elementary SchoolGrades K-61.1 mi
7/10
7/10
Puyallup High SchoolGrades 10-121.2 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1997

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,009
  • Total interior livable area: 2,009 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7199000170
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Security System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.33 Acres
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Patio,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$133$1,596
Property Taxes $560$6,720
Electricity $149$1,793
Total$4,078$48,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,817/yr
40% on housing$122,340/yr
45% on housing$108,746/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 98371$224
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98371$310
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$640,000
2026-07-31Price change$640,000
2026-07-13Price change$650,000
2026-06-29Listed for sale$660,000
2021-08-11Sold$566,000
2021-07-14Pending sale$545,000
2021-07-10Listed for sale$545,000
1996-10-04Sold$176,500

For Sale by Agent

AgentStephanie Gurden
BrokerageKeller Williams Realty

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