See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5202 N Highland Street, Ruston, WA, 98407

2beds
1baths
1,296sqft
$565,000
$436price/sqft
$3,557/moest. monthly cost
$142,280/yrincome needed

About This Home

Welcome to the heart of Ruston! This charming 2 bedroom 1 bath home is ideally situated on an oversized 8233 sq. ft. double lot over looking the city of Ruston & partial view of Commencement Bay. This gem is just moments from Point Defiance Park, Point Ruston waterfront, local restaurants, shopping and scenic waterfront trails. Built in 1956, this single level home offer 1296 sq. ft. of comfortable living space with a cozy fireplace, detached garage and endless possibilities to update, expand or simply enjoy as-is. The generous lot provides ample room for gardening, entertaining or future improvements. Whether you're searching for your first home, a downsizing opportunity or an investment in one of South Sound's most desirable neighborhoods, this property offers an exceptional combination of location, lifestyle and potential. Enjoy easy access to parks, beaches, the ferry and all the amenities that make Ruston such a sought after community. Recently updated: New 30 year roof, gutters, paint, siding, lighting and electrical panel.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Truman Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Property condition: Good
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Planked,Wood Siding,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 1986

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Forced Air,Electric,Pellet
  • Cooling features: None

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7356000390
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace
  • Has view: Yes
  • View description: Bay,City,Partial,See Remarks,Sound
  • Has water view: Yes
  • Water view: Bay,Sound
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 8,232 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Cable TV,Dog Run,Fenced-Partially,Gas Available,High Speed Internet,Patio,RV Parking
  • Lot size dimensions: 125 x 65

Parking

  • Total spaces: 7
  • Parking features: Attached Garage,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$127$1,524
Property Taxes $425$5,100
Electricity $149$1,793
Total$3,557$42,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,954/yr
40% on housing$106,710/yr
45% on housing$94,853/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$436This listing

vs Other Active Listings

Avg $/sqft

ZIP 98407$347
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98407$347
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$565,000
2026-07-30Price change$565,000
2026-07-15Price change$575,000
2026-07-02Listed for sale$599,950
2014-11-12Sold$175,566
1997-09-25Sold$70,000

For Sale by Agent

AgentStephanie Johnson
BrokerageUp Realty, Inc.

Similar Homes