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523 160th Street E, Tacoma, WA, 98445

3beds
3baths
1,858sqft
$481,000
$259price/sqft
$3,146/moest. monthly cost
$125,840/yrincome needed

About This Home

Spacious and well-maintained split-level home offering 1,858 sq ft of comfortable living space! This 3-bedroom home features a primary suite with its own 3/4 bath, providing added convenience and privacy. The main level boasts a warm and inviting living area with a cozy wood-burning fireplace, perfect for relaxing evenings. You’ll love the huge kitchen with abundant cabinet storage and generous counterspace—ideal for cooking, entertaining, and everyday living. Step out from the dining/eating area onto the deck, great for outdoor dining or enjoying your morning coffee. The lower level offers a large family room with a second fireplace, creating a versatile space for gatherings, hobbies, or a media room. A dedicated laundry area adds functionality and ease. Car enthusiasts or hobbyists will appreciate the attached 2-car garage PLUS a second detached garage that accommodates 2 additional vehicles and includes a shop area—perfect for projects, storage, or workspace needs. This home combines space, practicality, and great features both inside and out—don’t miss this opportunity!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
4/10
Spanaway Lake High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1985

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater: Electric

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,High Efficiency (Unspecified),Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,858
  • Total interior livable area: 1,858 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7402000040
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Water Heater

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached Garage,Detached Garage
  • Has garage: Yes
  • Covered spaces: 4
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,432$29,184
Home Insurance *$119$1,428
Property Taxes $446$5,352
Electricity $149$1,793
Total$3,146$37,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,862/yr
40% on housing$94,380/yr
45% on housing$83,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 98445$232
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98445$292
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$481,000
2022-05-05Sold$530,000
2022-04-03Pending sale$495,950
2022-04-03Listed for sale$495,950
2022-03-29Pending sale$495,950
2022-03-24Listed for sale$495,950

For Sale by Agent

AgentKris R. Huber
BrokerageWindermere RE West Campus Inc

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