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610 4th Street NE, Puyallup, WA, 98372

3beds
3baths
3,200sqft
$599,908
$187price/sqft
$3,930/moest. monthly cost
$157,200/yrincome needed

About This Home

Welcome to one of the most unforgettable entertaining homes in the Puyallup Valley. This sprawling rambler offers 3,200 sq ft, a fully finished daylight basement, & the kind of flexibility, personality, & gathering spaces rarely found in today’s cookie-cutter homes. The main level & daylight basement offer natural light, warm mid-century character, spacious bedrooms, & a flowing layout designed for everyday comfort. Original built-ins provide charm & functional storage. Updates include a NEW heat pump with central A/C, NEW double-pane storm windows, & updated insulation. The fully finished daylight basement expands the home’s flexibility with its own entrance, second kitchen, 3/4 BA, pantry/storage area, rec spaces, & a one-of-a-kind custom tiki lounge straight out of a retro island getaway. Complete with indoor-outdoor flow, this level was made for gatherings & multigenerational living. Step outside to your own Pacific Northwest retreat featuring a lush fern-lined grotto, mature landscaping, blueberry bushes, & an expansive lawn with room for croquet, volleyball, badminton, or even a future pickleball court. The NEW 8x16 shed/workshop adds even more flexibility for hobbies, storage, or creative projects. Culinary herb gardens include rosemary, thyme, sage, oregano, & a mature bay laurel bush for fresh bay leaves. From the street, you’d never know all this! For buyers craving entertaining potential & a home with actual soul—this is the one people will remember.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Meeker Elementary SchoolGrades K-60.1 mi
6/10
7/10
Puyallup High SchoolGrades 10-120.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1952

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen Without Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7435000040
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen,Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 9,374 sqft
  • Features: Paved,Sidewalk,Cable TV,Fenced-Fully,High Speed Internet,Outbuildings,Patio

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Driveway,Off Street
  • Covered spaces: 1
  • Uncovered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$132$1,584
Property Taxes $547$6,564
Electricity $218$2,626
Total$3,930$47,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,742/yr
40% on housing$117,900/yr
45% on housing$104,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 98372$216
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98372$292
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$699,000
2017-06-29Sold$329,000
2017-06-02Listed for sale$329,000
2011-11-16Sold$205,000
2011-03-03Listed for sale$250,000

For Sale by Agent

AgentWilliam T Baker
BrokerageBetter Properties Summit

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