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4601 292nd Street E, Graham, WA, 98338

2beds
2baths
2,352sqft
$525,000
$223price/sqft
$3,187/moest. monthly cost
$127,480/yrincome needed

About This Home

***Price Reduced $25,000*** First time on the market for this one-of-a-kind estate that sits on over 2 private acres, offering a peaceful, secluded setting surrounded by nature. Unique home features 2 spacious bedrooms, 1.5 baths, and over 2,300 sq ft of living space. This home is ideal for gatherings and everyday comfort. The interior showcases a stunning timber frame design with a dramatic exposed post-and-beam structure, highlighted by vaulted ceilings and a striking central truss system that creates a unique architectural focal point. Warm wood tones throughout bring a lodge-inspired feel to the main living area. Open kitchen with island flows seamlessly into the living space. Circular driveway provides ample parking, including room for a boat and RV. Property also features a spacious two-story shed/shop that is perfect for storage or hobbies. Enjoy country living with abundant wildlife and serene surroundings and a small pond. Estate sale home is sold as-is where is. All appliances stay.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10
Bethel High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s),Water Heater Location: Laundry Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Laminate,Slate,Stone
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7742000101
  • Zoning description: Jurisdiction: See Remarks
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 2.05 Acres
  • Features: Dead End Street,Value In Land,Fenced-Partially,Outbuildings,RV Parking
  • Lot size dimensions: 354 x 353 x 114 x 404 x 35

Parking

  • Total spaces: 11
  • Parking features: Driveway,RV Parking
  • Covered spaces: 1
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$135$1,620
Property Taxes $238$2,856
Electricity $160$1,930
Total$3,187$38,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,268/yr
40% on housing$95,610/yr
45% on housing$84,986/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 98338$229
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98338$288
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$525,000
2026-04-14Listed for sale$550,000

For Sale by Agent

AgentJames F. Smith
BrokerageBerkshire Hathaway HS NW

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