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6850 Starboard Lane, Gig Harbor, WA, 98335

2beds
3baths
2,174sqft
$725,000
$333price/sqft
$4,481/moest. monthly cost
$179,240/yrincome needed

About This Home

Wake each morning to a breathtaking panorama where the sound meets the mountains-a view that follows you from room to room and becomes the backdrop to everyday living. In this thoughtfully designed single-family residence, most windows frame shimmering water and majestic peaks, turning even quiet moments into something extraordinary. The layout is as desirable as the setting. A welcoming living room invites conversation and relaxation, while a separate family room offers the perfect place to gather for movie nights. The formal dining room stands ready for holiday dinners and celebrations, seamlessly connected to a kitchen designed for function and connection, complete with an eating nook for casual mornings and bar seating where friends linger long after dessert is served. On cool winter evenings, the wood-burning FP casts a warm glow, creating that unmistakable feeling of home. The seasons shift, step outside to the front patio to soak in the view or retreat to the back deck overlooking beautifully mature landscaping and established garden space, a private sanctuary bursting with color and possibility.The primary bdrm on the main floor offers comfort and convenience, paired with its own private bath for a true retreat experience. Upstairs, a second bedroom and generous loft flex space provide versatility, perfect for guests, a home office, creative studio, or cozy reading nook. Wooden shutters throughout the interior add timeless charm filtering light. Fall in love!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
7/10
Goodman Middle SchoolGrades 6-82.0 mi
9/10
Gig Harbor High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl

Notable Dates

  • Major remodel year: 1988

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,High Efficiency (Unspecified),Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7837000330
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Skylight(s),Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Sound,Territorial
  • Has water view: Yes
  • Water view: Sound
  • Topography of land: Level

Lot

  • Lot size: 5,205 sqft
  • Features: Curbs,Dead End Street,Paved,Sidewalk,Cable TV,Deck,High Speed Internet,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$176$2,112
Property Taxes $491$5,892
Electricity $149$1,793
Total$4,481$53,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,634/yr
40% on housing$134,430/yr
45% on housing$119,493/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 98335$392
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98335$357
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$799,950
2026-03-29Price change$829,950
2026-03-16Price change$849,950
2026-03-05Listed for sale$859,950
1995-08-18Sold$211,738

For Sale by Agent

AgentRenee E Gray
BrokerageJohn L. Scott, Inc.

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