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3016 N 34th Street, Tacoma, WA, 98407

2beds
1baths
876sqft
$689,950
$788price/sqft
$4,633/moest. monthly cost
$185,320/yrincome needed

About This Home

Unmatched Sanctuary in the Heart of North Tacoma's Old Town! This gem seamlessly blends the comforts of home with the beauty of nature, breathtaking views of Commencement Bay, Ruston Way, and Brown's Point. Enjoy privacy and tranquility in a prime Old Town location, surrounded by trees... Nestled above Ruston Way, this home feels like a secluded park in the midst of the city. 3 non-buildable easements surround the property, you'll enjoy lasting seclusion. The original, hand-crafted cottage has been thoughtfully updated, retaining its charm with beautiful shiplap walls and ceilings. This property is perfect as a private retreat, vacation rental, or the ideal location to build your dream home on this picturesque lot. FREE HOME WARRANTY

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Lowell Elementary SchoolGrades K-50.9 mi
6/10
Mason Middle SchoolGrades 6-80.7 mi
7/10
Stadium High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1921

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding

Notable Dates

  • Major remodel year: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Bamboo/Cork,Softwood

Heating & Cooling

  • Heating features: Baseboard,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 8945001880
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,French Doors,Skylight(s),Water Heater
  • Has view: Yes
  • View description: Bay,Ocean,Sound,Territorial
  • Has water view: Yes
  • Water view: Bay,Ocean,Sound
  • Topography of land: Level,Partial Slope,Rolling
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 5,998 sqft
  • Features: Dead End Street,Open Lot,Secluded,Value In Land,Cabana/Gazebo,Deck,Outbuildings,Patio,Propane
  • Lot size dimensions: 50 x 120

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$155$1,860
Property Taxes $841$10,092
Electricity $149$1,793
Total$4,633$55,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,845/yr
40% on housing$138,990/yr
45% on housing$123,546/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$788This listing

vs Other Active Listings

Avg $/sqft

ZIP 98407$345
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98407$347
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-16Price change$689,950
2025-02-03Price change$699,950
2025-01-15Listed for sale$749,950
2023-05-15Sold$610,000
2015-09-08Sold$250,000

For Sale by Agent

AgentTanya Headrick
BrokerageeXp Realty

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