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6439 S Clement Avenue, Tacoma, WA, 98409

2beds
1baths
973sqft
$520,000
$534price/sqft
$3,388/moest. monthly cost
$135,520/yrincome needed

About This Home

***Seller is offering a $18,000 bonus to buyers***Discover the endless possibilities this property has to offer! While the home is comfortable and inviting, the true value is found in the expansive 11,000+ square foot double lot. Envision building your dream home, adding a DADU, short plat for multiple dwellings, large alley access with potential RV parking or simply enjoy the generous outdoor space. This property is brimming with opportunity. A large tandem garage provides space for 2 cars and a shop. The garage has additional 240 amp service useful for appliances, tools, or what you need. With potential for subdivision and development, this is a rare chance to invest in a property with exceptional future value. Buyer to verify all information.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

4/10
3/10
Gray Middle SchoolGrades 6-80.8 mi
2/10
Mt Tahoma High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1950

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl,Carpet
  • Fireplace features: See Remarks

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 973
  • Total interior livable area: 973 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 8965000340
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.27 Acres
  • Features: Curbs,Paved,Fenced-Fully,Patio

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$157$1,884
Property Taxes $453$5,436
Electricity $149$1,793
Total$3,388$40,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,160/yr
40% on housing$101,640/yr
45% on housing$90,346/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$534This listing

vs Other Active Listings

Avg $/sqft

ZIP 98409$199
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98409$350
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$524,500
2026-02-28Price change$528,000
2025-09-02Price change$530,000
2012-02-03Listed for sale$159,950
2010-12-31Listing removed$180,000
2010-07-16Price change$180,000
2010-05-16Listed for sale$179,000
2010-02-07Listing removed$189,000
2010-02-06Price change$189,000
2009-09-24Listed for sale$219,000
2001-06-29Sold$102,000
2000-07-28Sold$34,000

For Sale by Agent

AgentApril Pabloff
BrokerageBetter Homes and Gardens RE PC

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