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6214 S Prospect St., Tacoma, WA, 98409

3beds
1baths
1,328sqft
$385,000
$290price/sqft
$2,546/moest. monthly cost
$101,840/yrincome needed

About This Home

Attention Tacoma Investors/savvy buyers looking for the opportunity to build sweat equity, look no further. Whether you choose to do a few cosmetic updates or a complete reno this fully fenced 3 bed, 1 bath rambler on .130 acres with a detached 2 car garage/shop/ADU/DADU potential is priced to sell and create instant equity for you. Located in Wapato Hills, convenient location to shopping, restaurants, parks, schools and easy access to freeways. Priced under assessed value. Zoned UR2. Sold As-Is seller to do no repairs. Out of respect for tenants' privacy interior photos are not on the MLS but are available upon request.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
Edison Elementary SchoolGrades PK-50.3 mi
3/10
Gray Middle SchoolGrades 6-81.0 mi
2/10
Mt Tahoma High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1970

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1984

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater Location: laundry room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9340000414
  • Zoning: Tacoma UR2
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 5,776 sqft
  • Features: Paved,Sidewalk,Cable TV,Fenced-Fully,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$116$1,392
Property Taxes $335$4,020
Electricity $149$1,793
Total$2,546$30,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,291/yr
40% on housing$76,380/yr
45% on housing$67,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 98409$201
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98409$350
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$368,000
2026-03-18Pending sale$368,000
2026-03-18Listed for sale$368,000
2026-03-18Pending sale$368,000
2026-02-17Listed for sale$368,000
2009-05-07Sold$110,000
2009-02-14Price change$146,500
2009-01-31Price change$149,000
2009-01-16Price change$154,500
2008-12-24Price change$157,500
2008-12-08Price change$164,500
2008-11-16Price change$166,500
2008-10-30Listed for sale$169,900
2008-09-30Sold$148,750
2008-09-20Price change$177,950
2008-03-12Listed for sale$198,000
1995-08-30Sold$87,254

For Sale by Agent

AgentDonna Huber
BrokerageeXp Realty

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