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1302 33rd Avenue NE, Olympia, WA, 98506

3beds
2baths
1,171sqft
$520,000
$444price/sqft
$3,362/moest. monthly cost
$134,480/yrincome needed

About This Home

A classic, upgraded, home on 1 acre in a rural neighborhood, but only 3 miles from downtown Olympia. 3 bedroom, 2 full baths, laundry room, 1171 sq. ft, attached garage, fireplace with pellet stove inset, established landscaping, patio with raised planters, fenced garden space with raised beds. In 2017 I bought this home and my contractor husband and I made the following upgrades: Underground power, Replaced all interior wiring, Replaced all plumbing. Gutted and rebuilt kitchen, Gutted and replaced 2nd bathroom, Insulated attic, crawl-space/floor, and all water pipes. Built a new generous crawl-space access, Installed new compact, high efficiency baseboard heaters and thermostats. New hot water tank with hot water circulator, New water pressure tank and iron purifying system In 2019 we had the chimney restored (re-mortared, water-proofed). In 2020 we had a new well pump installed and rebuilt the pump house. In 2024 we built a new fence on the West side of the property. The roof was replaced in 2013 and is a 30-yr roof. The mounded septic system was installed in 1997.

Getting Around

7
WalkingCar-Dependent
20
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

7/10
8/10
Reeves Middle SchoolGrades 6-81.1 mi
9/10
Olympia High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Metal/Vinyl

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main
  • Area: 38
  • Dimensions: 7.60 x 5.00

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom

  • Level: Main
  • Area: 116.6
  • Dimensions: 11.00 x 10.60

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,High Efficiency (Unspecified),Recirculation Pump,Electric,Pellet
  • Cooling features: None

Interior Area

  • Total structure area: 1,171
  • Total interior livable area: 1,171 sqft

Living Room

  • Level: Main
  • Area: 226.8
  • Dimensions: 18.00 x 12.60

Property

Details

  • Parcel number: 09460081000
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space,Pasture

Lot

  • Lot size: 1 Acres
  • Features: Cable TV,Fenced-Partially,Patio,RV Parking

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$123$1,476
Property Taxes $461$5,532
Electricity $149$1,793
Total$3,362$40,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,268/yr
40% on housing$100,860/yr
45% on housing$89,653/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 98506$237
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98506$272
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$520,000
2017-12-18Sold$223,245

For Sale by Agent

AgentJonathan Minerick
Brokeragehomecoin.com

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