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2304 Lister Road NE, Olympia, WA, 98506

2beds
1baths
1,340sqft
$389,000
$290price/sqft
$2,544/moest. monthly cost
$101,760/yrincome needed

About This Home

Discover the possibilities on Lister Road! This unique Northeast Olympia property pairs an established home with a level, versatile 0.74-acre lot. Featuring flexible R-4-8 zoning, this expansive acreage opens up incredible options for developing single-family homes, duplexes, triplexes, fourplexes, or townhomes. Capitalize on a massive residential footprint just moments from premier dining, shopping, and entertainment in both Lacey and Olympia!

Getting Around

4
WalkingCar-Dependent
27
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

8/10
5/10
Chinook Middle SchoolGrades 6-81.4 mi
7/10

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1986

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove(s)/Range(s),Water Heater: Gas,Water Heater Location: Laundry room area

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 11807112700
  • Zoning: R-4-8
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.74 Acres
  • Features: Paved,Fenced-Partially,Gas Available
  • Lot size dimensions: 104 x 298' +/-

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$92$1,104
Property Taxes $337$4,044
Electricity $149$1,793
Total$2,544$30,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,222/yr
40% on housing$76,320/yr
45% on housing$67,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 98506$239
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98506$272
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$389,000

For Sale by Agent

AgentIoannis Piliaris
BrokerageKeller Williams South Sound

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