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2209 McIver Court SW, Tumwater, WA, 98512

4beds
4baths
2,160sqft
$625,000
$289price/sqft
$3,959/moest. monthly cost
$158,360/yrincome needed

About This Home

Incredible investment opportunity in Tumwater! Located on a quiet cul-de-sac, this well-maintained townhome-style duplex offers flexibility for investors and owner-occupants alike—live in one unit and rent the other, or lease both for maximum income potential. Each spacious unit features an open-concept floor plan with the kitchen seamlessly flowing into the dining area and living room. Cozy wood-burning fireplaces, durable LVP flooring, and sliding glass doors leading to private back patios create inviting living spaces. The kitchens are equipped with stainless steel appliances and abundant cabinetry, while convenient main-floor half baths add functionality. Upstairs, you'll find two generously sized bedrooms with dual closets and a full bathroom featuring tile flooring and a tub/shower combination. Each unit also includes a utility room and an attached one-car garage, providing additional storage and parking. The backyards are separated by a privacy fence and offer private patios surrounded by mature trees. Recent improvements include a brand-new roof, fresh exterior paint, attic re-insulation, and crawl space cleanout. Ideally located near schools, shopping, dining, and freeway access, this turnkey duplex presents an outstanding opportunity to build wealth through real estate. Don't miss your chance to own this versatile income-producing property!

Getting Around

23
WalkingCar-Dependent
38
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

8/10
Tumwater Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Flooring: Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 12704411304
  • Zoning description: Multi-Family
  • Special condition: Standard

Lot

  • Lot size: 8,712 sqft
  • Features: Cul-De-Sac,Paved,Cable TV,Patio

Parking

  • Total spaces: 8
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$153$1,836
Property Taxes $497$5,964
Electricity $149$1,793
Total$3,959$47,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,737/yr
40% on housing$118,770/yr
45% on housing$105,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 98512$233
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98512$298
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$625,000
2026-07-28Price change$625,000
2026-06-24Listed for sale$635,000
2023-07-12Sold$300,000

For Sale by Agent

AgentTracey Zuck
BrokerageKeller Williams Realty PS

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