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14913 Champion Estates Drive SE, Yelm, WA, 98597

5beds
4baths
3,416sqft
$829,990
$243price/sqft
$5,148/moest. monthly cost
$205,920/yrincome needed

About This Home

Buyers, investors, this opportunity will only knock once! Custom 2,206sf rambler on 1.67acres. Delightful kitchen & living room with vaulted ceilings. Main bedroom with gorgeous bath & private patio. Another bedroom & 2 additional finished rooms share a 2nd bath. Tons of upgrades, immaculate condition, 1 owner. Ask for Special Features List & be impressed! Best of all are the income producing ADU's: 2 story home and a recently built cottage. Slash your mortgage in half! In ground heated pool can be used year round with 1,332sf patio. Out buildings for storage, 650sf greenhouse, 21 raised beds. RV parking with power etc. No HOA. Close to amenities. Value like this deserves your attention. Act Now.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Ridgeline Middle SchoolGrades 6-84.5 mi
4/10
Yelm High School 12Grades 9-125.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1996

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Cement Planked,Wood Siding,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Propane,Water Heater Location: Garage

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Ductless,Stove/Free Standing,Electric,Propane,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,206
  • Total interior livable area: 3,416 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 21614420200
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: In Ground,In-Ground
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Skylight(s),Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space,Pasture

Lot

  • Lot size: 1.67 Acres
  • Features: Dead End Street,Paved,Cable TV,Deck,Fenced-Partially,Green House,Outbuildings,Patio,Propane,RV Parking,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$233$2,796
Property Taxes $486$5,832
Electricity $233$2,803
Total$5,148$61,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,502/yr
40% on housing$154,440/yr
45% on housing$137,280/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$220
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$829,990
2026-03-01Listed for sale$814,990
1991-10-31Sold$5,800

For Sale by Agent

AgentLida Cozzetti
BrokerageYelm Windermere

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