10234 46th Avenue SE, Olympia, WA, 98513
About This Home
VA Assumable Loan 2.75%. Experience the perfect blend of luxury, functionality, and Pacific Northwest charm on this beautifully updated property with peekaboo views of Lake St. Clair. This expansive 4-bedroom, 3 bath home offers over 3,200 square feet of thoughtfully designed living space, featuring a fully remodeled chef’s kitchen with quartz countertops, stainless steel appliances, and a gas cooktop, ideal for entertaining and everyday living. The main-level primary suite creates a private retreat with a spa-inspired five-piece ensuite and direct access to the backyard oasis. Multiple living spaces, including formal living and dining rooms, a dedicated office, and cozy fireplaces, provide flexibility for both relaxation and productivity. Recent upgrades, including a premium $55,000 roof, add long-term value and peace of mind. Step outside and enjoy your own private resort-style setting complete with mature fruit trees, a tranquil pond and waterfall, gazebo, firepit, greenhouse, and expansive entertaining areas. Whether hosting gatherings, gardening, or simply enjoying the peaceful surroundings, this property delivers a rare lifestyle opportunity. The impressive detached shop is a standout feature, equipped with a vehicle lift, sauna, bathroom, office spaces, and air compressor perfect for hobbyists, entrepreneurs, RV enthusiasts, or anyone needing exceptional workspace and storage. With RV parking, and multiple garage spaces, this one of a kind property truly has it all.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1990
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Brick,Cement Planked,Wood Siding,Wood Products,Cement Plank
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Propane,Water Heater Location: Garage
Bathroom Full
- Level: Main
Bathroom Full
- Level: Second
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Den Office
- Level: Main
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Dining Room
- Door features: French Doors
- Window features: Dbl Pane/Storm Window
- Flooring: Ceramic Tile,Laminate,Carpet
- Number of fireplaces: 2
- Fireplace features: Gas,Pellet Stove,Lower Level: 2,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Electric,Pellet,Propane
- Cooling features: None
Interior Area
- Total structure area: 3,245
- Total interior livable area: 3,245 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 21831140700
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Jetted Tub,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Spa features: Bath
- Has view: Yes
- View description: Lake,Territorial
- Has water view: Yes
- Water view: Lake
- Topography of land: Level,Steep Slope,Terraces
- Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded
Lot
- Lot size: 1.20 Acres
- Features: Corner Lot,Dead End Street,Paved,Cabana/Gazebo,Cable TV,Deck,Dog Run,Fenced-Partially,Green House,High Speed Internet,Irrigation,Patio,Propane,RV Parking,Shop,Sprinkler System
Parking
- Total spaces: 3
- Parking features: Attached Garage,Detached Garage,RV Parking
- Has garage: Yes
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Thurston County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $759 | $9,108 |
| Electricity | $221 | $2,663 |
| Total | $5,722 | $68,664 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $950,000 |
| 2026-04-22 | Listed for sale | $975,000 |
| 2020-06-01 | Sold | $625,000 |
| 2020-04-20 | Pending sale | $625,000 |
| 2020-03-24 | Listed for sale | $625,000 |
| 2006-04-03 | Sold | $465,000 |
| 2005-03-16 | Sold | $335,000 |
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