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306 Northoak Dr, Collinsville, IL, 62234

2beds
3baths
2,600sqft
$249,900
$96price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

Welcome to this spacious and beautifully designed three-story condo offering approximately 2,600 square feet of comfortable living space nestled in a secluded setting. With 2 bedrooms and 2.5 baths, this home blends functionality, flexibility, and natural beauty. The main level features a versatile workspace complete with a built-in L-shaped desk and cabinetry—ideal for a home office, craft room, or workshop. A convenient half bath and dedicated laundry room complete this level. On the second floor, you’ll find the heart of the home with an inviting living room, dining area, and beautifully updated, well-appointed kitchen designed for both everyday living and entertaining. Just off the main living space, a bright four-seasons room provides the perfect spot to relax year-round, with direct access to stairs leading down to a private patio. Enjoy peaceful views of the tree-lined backyard, enhanced by a retaining wall and thoughtfully maintained landscaping. The third floor has been updated offering a loft area that adds additional flexible living space, along with the spacious primary suite. The primary bedroom features an expansive walk-in closet and a large en-suite bath complete with a double bowl vanity, a stunning walk-in shower and water closet. Throughout the home, abundant natural light creates a warm and welcoming atmosphere. Tucked away on a quiet dead-end street, this property offers a truly private feel with access to a serene lake where swans add to the picturesque surroundings. There is an additional $75 monthly assessment through September 2026 for extra building maintenance. A $300 annual fee through 2028 is assessed to cover the cost of the replacement of the driveways This unique condo offers space, privacy, and charm—an exceptional opportunity you won’t want to miss.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
4/10
3/10
Collinsville High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Free-Standing Refrigerator,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: First
  • Area: 432
  • Dimensions: 27x16

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: First
  • Area: 88
  • Dimensions: 11x8

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 162
  • Dimensions: 18x9

Features

  • Bookcases,Breakfast Bar,Built-in Features,Custom Cabinetry,Dining/Living Room Combo,Double Vanity,Entrance Foyer,Granite Counters,In-Law Floorplan,Open Floorplan,Pantry,See Remarks,Separate Shower,Solid Surface Countertop(s),Tub,Walk-In Closet(s),Workshop/Hobby Area
  • Door features: Panel Door(s),Storm Door(s)
  • Window features: Double Pane Windows
  • Finished area below ground: 0
  • Finished area above ground: 2,600

Game Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Great Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 162
  • Dimensions: 18x9

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 112
  • Dimensions: 16x7

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Upper
  • Area: 170
  • Dimensions: 17x10

Primary Bedroom

  • Level: Upper
  • Area: 288
  • Dimensions: 16x18

Sunroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Utility Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 66
  • Dimensions: 6x11

Workshop

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 132212206101006.24C
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Exterior features: No Step Entry
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake

Lot

  • Features: Adjoins Common Ground,Views,Waterfront,Wooded

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$248$2,976
Property Taxes $372$4,464
Electricity $199$2,399
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 62234$107
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62234$117
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$249,500
2026-04-27Price change$259,900
2026-04-21Listed for sale$269,900

For Sale by Agent

AgentConnie F Kappert
BrokerageRe/Max Signature Properties

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