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22110 Elbow Lake Road SE #B, Yelm, WA, 98597

2beds
2baths
1,248sqft
$490,000
$393price/sqft
$3,018/moest. monthly cost
$120,720/yrincome needed

About This Home

Exceptional Off-Grid opportunity located just outside of Yelm, Washington. Situated 30-45 minutes from Olympia and Tacoma, this five-acre property offers a peaceful rural lifestyle surrounded by forests and wildlife. The Cedar-built home is designed for extended living and includes: A spacious country kitchen, cozy wood stove in the central living room. The main floor office has been utilized as a 3rd bedroom. An attached two-car garage with a dedicated workspace & storage loft. Updated solar power with high-efficiency lithium batteries, an extra large propane tank, private well with a new pump and plumbing making off-grid living fully viable. The grounds feature established gardens, a lined chicken coop, storm root cellars equipped with power and water, and walking trails through the forest. Outdoor enthusiasts will enjoy the proximity to Clear Lake, Deschutes Falls, and Mount Rainier National Park for year-round recreation. Whether you are looking for a private retreat or a property with room to expand, this home offers endless potential along with peace, privacy & independence.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

2/10
6/10
Ridgeline Middle SchoolGrades 6-89.4 mi
4/10
Yelm High School 12Grades 9-1210.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1993

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Propane,Solar (Unspecified),Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 23630430200
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Loft,Vaulted Ceiling(s)
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 5 Acres
  • Features: Open Lot,Secluded,Value In Land,Deck,Outbuildings,Propane

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Landslide
Earthquake
Inland Flooding
Volcanic Activity

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$138$1,656
Property Taxes $254$3,048
Electricity $149$1,793
Total$3,018$36,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,474/yr
40% on housing$90,540/yr
45% on housing$80,480/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$220
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$525,000
2011-06-17Sold$230,000
2010-08-02Sold$180,000

For Sale by Agent

AgentDawn Young
BrokerageCastle Realty Inc

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