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2142 Island Drive NW, Olympia, WA, 98502

3beds
3baths
2,606sqft
$969,000
$372price/sqft
$5,882/moest. monthly cost
$235,280/yrincome needed

About This Home

Stunning waterfront home in Carlyon Beach with panoramic views and private beach access-now offered under $1M. Vaulted living space and expansive windows bring in light and water views from nearly every room. Chef's kitchen with large island, double oven, and butler's pantry opens to a spacious deck for outdoor dinning and sunsets. Flexible layout includes a private primary suite, additional bedrooms with Jack-and-Jill bath, plus a large office/flex room and separate workshop/exercise space (not included in square footage) with French doors to a front porch. Enjoy three levels of decks, outdoor shower with hot water, fire pit, fenced yard, and easy beach access - perfect for kayaking, paddleboarding, and wildlife watching. Community marina, boat launch, kayak storage, and more. Energy-efficient construction and EV-ready wiring add modern comfort and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

7/10
Griffin SchoolGrades PK-87.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,See Remarks,Structural Insulated Panel (SIPs),Cement Plank

Notable Dates

  • Major remodel year: 2007

Other

  • Builder name: Scott Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Lower

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Central Vacuum,Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Ductless,Electric,Propane
  • Cooling features: 90%+ High Efficiency,Ductless

Interior Area

  • Total structure area: 2,606
  • Total interior livable area: 2,606 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Lower

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 39110104000
  • Zoning: County
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Bay,Sound
  • Has water view: Yes
  • Water view: Bay,Sound
  • On waterfront: Yes
  • Waterfront features: Medium Bank,Bayfront,Saltwater,Sound
  • Frontage length: Waterfront Ft: 68
  • Topography of land: Partial Slope,Sloped
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.25 Acres
  • Features: Cable TV,Deck,Electric Car Charging,High Speed Internet,Patio,Propane
  • Lot size dimensions: 68 x 160

Parking

  • Total spaces: 8
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,899$58,788
Home Insurance *$236$2,832
Property Taxes $569$6,828
Electricity $178$2,139
Total$5,882$70,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,668/yr
40% on housing$176,460/yr
45% on housing$156,853/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 98502$265
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98502$328
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$999,000
2026-04-09Listed for sale$1,025,000
2021-05-27Sold$915,000
2021-04-15Pending sale$889,000
2021-04-12Listed for sale$889,000
2010-07-13Sold$200,000
2009-02-01Listing removed$195,000
2008-11-26Listed for sale$195,000
2006-10-31Sold$150,000

For Sale by Agent

AgentEamonn Noonan
BrokeragePellego, Inc.

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