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3120 Cedrona Drive NW, Olympia, WA, 98502

4beds
3baths
2,134sqft
$675,000
$316price/sqft
$4,329/moest. monthly cost
$173,160/yrincome needed

About This Home

Welcome to this exceptional two-story home on a sprawling 15,218 sq. ft. lot in the highly sought-after Cedrona neighborhood, renowned for its generously sized homesites and established westside charm. Unlike many newer high-density developments, this community offers privacy, mature surroundings, and room to breathe. Designed with both comfort and functionality in mind, this 2,134 sq. ft. home fea a bright, open floor plan with soaring vaulted ceilings and flexible living spaces perfect for everyday living, entertaining, or working from hm. The beautifully remodeled kit showcases a center island and flows seamlessly into the main living area, creating the heart of the home. The spacious main-level primary suite is a true retreat, complete with French doors, a luxurious five-piece bath, and a large walk-in closet with custom built-in cabinetry and shelving. Upstairs you'll find additional bedrooms and a full bath, providing plenty of space for everyone. Recent upgrades include a brand-new furnace and central A/C, new interior & exterior paint, beautiful new hardwood flooring, and energy-efficient solar panels. Additional features include an automatic sprinkler system, and a storage shed. Step outside to your own private backyd oasis fea a tranquil water feature and abundant space for gardening, recreation, or entertaining. Ideally located just mins from Evergreen College, downtown Olympia, parks, shopping and dining. This move-in-ready home awaits it's new owners!!!

Getting Around

2
WalkingCar-Dependent
32
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

8/10
Capital High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1998

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Wood Siding,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room,High Tech Cabling
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas,Solar (Unspecified)

Interior Area

  • Total structure area: 2,134
  • Total interior livable area: 2,134 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 39270003300
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,High Tech Cabling,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Terraces
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.35 Acres
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Partially,Gas Available,High Speed Internet,Outbuildings,Patio,RV Parking,Sprinkler System

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$164$1,968
Property Taxes $603$7,236
Electricity $149$1,793
Total$4,329$51,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,422/yr
40% on housing$129,870/yr
45% on housing$115,440/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 98502$266
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98502$328
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$675,000
2026-07-31Listed for sale$675,000
2018-08-15Sold$433,705
2018-06-28Pending sale$429,000
2018-06-22Listed for sale$429,000
1998-06-26Sold$214,989

For Sale by Agent

AgentJames F. Smith
BrokerageBerkshire Hathaway HS NW

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