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22530 Bluewater Drive SE, Yelm, WA, 98597

3beds
3baths
1,398sqft
$414,000
$296price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Tucked away in the desirable Clearwood community, this beautifully refreshed home offers the perfect blend of comfort, space, and nature. Featuring 3 bedrooms and 2.25 bathrooms, this home welcomes you with fresh interior paint, brand-new flooring, and a spacious layout highlighted by tall ceilings, expansive living spaces and a perfect work area with a generous sized two-car garage! The main level includes a kitchen with a large eating space- perfect for entertaining, convenient laundry area & half bathroom! Step outside onto the back deck and unwind as you overlook a peaceful creek—where the soothing sounds of nature create your own private retreat. Don't miss the three bedrooms located upstairs with a full bathroom and primary ensuite & walk-in closet for added comfort and functionality. A generously sized front yard adds even more outdoor enjoyment and gatherings! Living in Clearwood means access to an array of amenities, including a community pool, scenic walking trails, and lush natural surroundings. Enjoy three private lakes with swimming areas, plus a boat launch for endless recreation opportunities.This is more than a home—it’s a lifestyle surrounded by tranquility and outdoor adventure- make sure to schedule a showing today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
6/10
Ridgeline Middle SchoolGrades 6-811.0 mi
4/10
Yelm High School 12Grades 9-1212.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1996

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 41230009000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Rolling,Sloped,Terraces
  • Residential vegetation: Wooded

Lot

  • Lot size: 8,232 sqft
  • Features: Cable TV,Deck,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Landslide
Earthquake
Inland Flooding
Volcanic Activity

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance *$116$1,392
Property Taxes $230$2,760
Electricity $149$1,793
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$221
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$414,000
2024-03-15Sold$369,000
2024-02-06Pending sale$369,900
2024-02-01Listed for sale$369,900
1995-12-27Sold$118,608

For Sale by Agent

AgentLeslie Gallardo
BrokerageJohn L. Scott Lacey

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