647 Z Street SE, Tumwater, WA, 98501
About This Home
Beautifully maintained rambler in desirable Tumwater location. This home sits on a spacious lot (over 1/4 of an acre) with a fully fenced backyard and an expansive patio—perfect for outdoor living and entertaining. Inside, you’ll find fresh interior paint and updated flooring throughout, including new laminate in the entry, hallways, and family room. A large, light-filled living room greets you just off the entry, featuring generous windows overlooking the private rear yard. The bright, airy kitchen offers crisp white cabinetry, abundant counter space, and flows seamlessly into the dining area, where a slider brings in natural light and opens to the patio and fenced yard. Easy access from the kitchen leads to the cozy family room, complete with a wood-burning fireplace and classic brick surround. The generous primary suite includes a private bath, and two additional well-sized bedrooms sit nearby. A centrally located laundry room adds everyday convenience. Major updates include a new roof in 2009, new windows in 2019, and a 90% efficient furnace installed approximately three years ago with a transferable warranty. Outside, enjoy an oversized two-car garage, storage shed, RV parking, and a circular driveway offering lots of additional parking. A wonderful blend of comfort, updates, and location—this Tumwater rambler is ready to welcome you home.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1976
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Notable Dates
- Major remodel year: 1991
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Stove(s)/Range(s),Dishwasher(s),Water Heater: Gas,Water Heater Location: Garage
Basement
- Basement: None
Bathroom Full
- Level: Main
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Main
Features
- Bath Off Primary,Dining Room
- Window features: Dbl Pane/Storm Window
- Flooring: Laminate,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Electric,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,608
- Total interior livable area: 1,608 sqft
Kitchen Without Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 44030001500
- Zoning description: Jurisdiction: City
- Special condition: Standard
- Other equipment: Leased Equipment: NONE
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Water Heater
- Topography of land: Level
Lot
- Lot size: 10,585 sqft
- Features: Dead End Street,Paved,Secluded,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Outbuildings,Patio,RV Parking
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,RV Parking
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Thurston County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,451 | $29,412 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $385 | $4,620 |
| Electricity | $149 | $1,793 |
| Total | $3,095 | $37,140 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $484,900 |
| 2026-07-30 | Listed for sale | $484,900 |
| 1994-12-15 | Sold | $117,500 |
| 1993-01-27 | Sold | $104,000 |
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