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5705 57th Avenue SE, Lacey, WA, 98503

3beds
2baths
1,366sqft
$485,000
$355price/sqft
$3,128/moest. monthly cost
$125,120/yrincome needed

About This Home

Charming, affordable Lloyd Thola-built rambler in highly desirable Emerald Heights neighborhood in Lacey! Ideally located near Capitol City Golf Club, parks, shopping, restaurants, schools, everyday amenities & with easy access to JBLM, this move-in-ready home offers comfort, style & exceptional value. Beautiful hardwood floors flow throughout the open-concept floor plan, creating a warm & inviting living space filled with natural light. The updated kitchen (2023) features stunning granite countertops, full-height tile backsplash, recessed lighting & included stainless steel appliances, making it perfect for everyday living & entertaining. Vaulted ceilings & bay windows enhance a spacious feel throughout the home. Both bathrooms were tastefully remodeled (2023), including updated primary 3/4 bath with new shower stall & heads, while new light fixtures throughout provide a fresh, modern touch. Stay comfortable in every season with efficient ductless mini-split heating & A/C. Step outside to enjoy the large fully-fenced backyard featuring an expansive patio that's ideal for BBQs, gatherings, or relaxing evenings, plus an irrigation system to keep the landscaping looking its best. The garage includes a versatile bonus room perfect for a home office, hobby room, workout space, or additional storage. New dishwasher installed in 2023. Low HOA dues help keep ownership affordable. Even better, qualified buyers may take advantage of the incredible assumable VA mortgage at 3.125%!

Getting Around

58
WalkingSomewhat Walkable
38
TransitSome Transit
54
BikeBikeable

Schools

6/10
Lakes Elementary SchoolGrades K-50.7 mi
7/10
Komachin Middle SchoolGrades 6-81.4 mi
6/10
Timberline High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2008

Other

  • Builder name: Lloyd Thola Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood,Laminate,Carpet

Heating & Cooling

  • Heating features: Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,366
  • Total interior livable area: 1,366 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Garage

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 45960004600
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5,122 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,High Speed Internet,Irrigation,Patio,Sprinkler System

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$122$1,464
Property Taxes $405$4,860
Electricity $149$1,793
Total$3,128$37,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,245/yr
40% on housing$93,840/yr
45% on housing$83,413/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 98503$222
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98503$301
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$485,000
2025-07-14Listing removed$2,450
2025-06-20Listed for rent$2,450
2024-06-29Listing removed--
2024-06-13Listed for rent$2,395
2022-03-31Sold$475,000
2022-03-09Pending sale$429,900
2022-03-03Listed for sale$429,900
2020-12-15Sold$350,000
2020-11-12Pending sale$322,500
2020-11-08Listed for sale$322,500
2017-10-26Listing removed$238,495
2017-10-26Listed for sale$238,495
2017-10-23Sold$246,903
2017-09-03Pending sale$238,495
2017-08-29Listed for sale$238,495
1995-11-20Sold$81,000

For Sale by Agent

AgentGarrett Lafferty
BrokerageJohn L. Scott Lacey

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