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4523 Gallup Drive SE, Olympia, WA, 98513

2beds
1baths
960sqft
$445,000
$464price/sqft
$2,761/moest. monthly cost
$110,440/yrincome needed

About This Home

Check out this fully updated home with loads of Curb Appeal! This well designed home features a fully updated kitchen complete with Shaker cabinets, SS appliances, tile backsplash, and a HUGE island great for entertaining guests! Other updates throughout include light fixtures, solid core craftsman doors, base trim and flooring. Stay cool and comfortable with the efficient Ductless Mini-Split system. Step outside to your own oasis and enjoy this spacious .35 acre lot! This space offers so much with the gazebo, hot tub, fire pit, pool, and lovingly cared for landscaping you will be sure to enjoy our beautiful PNW summers! Loads of other features like a large dog run, RV/Trailer parking space, and so much more. Great location with proximity to Interstate, JBLM, and shopping. Come tour this home today!

Getting Around

0
WalkingCar-Dependent
26
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

6/10
6/10
Yelm Middle SchoolGrades 6-86.0 mi
4/10
Yelm High School 12Grades 9-125.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1977

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1991

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Slate,Carpet

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Garage

Property

Details

  • Parcel number: 46820003800
  • Zoning: MGSA
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Hot Tub/Spa,Security System,Water Heater
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 0.34 Acres
  • Features: Open Lot,Paved,Cabana/Gazebo,Cable TV,Dog Run,Fenced-Fully,Green House,High Speed Internet,Hot Tub/Spa,Outbuildings,Patio,RV Parking
  • Lot size dimensions: 154' x 93'

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$97$1,164
Property Taxes $265$3,180
Electricity $149$1,793
Total$2,761$33,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,662/yr
40% on housing$82,830/yr
45% on housing$73,626/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$464This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$292
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$429,900
2026-08-06Price change$429,900
2026-07-17Listed for sale$445,000
2015-12-23Sold$147,500
2015-10-23Pending sale$149,900
2015-10-02Listed for sale$149,900
2008-02-14Sold$176,000
2008-01-18Listed for sale$179,900

For Sale by Agent

AgentCole Van Lierop
BrokeragePellego, Inc.

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