5030 Ad El Road SE, Olympia, WA, 98513
About This Home
Huge views from almost every room in the house for this Lake St. Clair waterfront home. 1224 SF of finished space including an upper-level loft primary bedroom and an office on the main, plus 712 SF of unfinished basement with tons of possibilities. Each floor has a deck overlooking the lake. High vaulted ceilings and lots of windows provide tons of natural light. Skylights, propane fireplace, brand new 30-year architectural comp. roof and a whole house generator to top off the upgrades. Unfinished basement has a large bonus / bunk room, tons of opportunities for storage, and a room designed for a wine cellar. Terraced back yard gives ample room to entertain and leads down to the 77' of bulk headed pristine waterfront. View the wildlife everyday! Easy to maintain Class "B" water system is included in the sale.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2000
Materials
- Roof: Composition
- Construction materials: Wood Siding,Wood Products
Type & Style
- Home type: SingleFamily
- Architectural style: 1 1/2 Stry w/Bsmt
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Trash Compactor,Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: electric,Water Heater Location: basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom Full
- Level: Second
Bathroom Full
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Den Office
- Level: Main
Entry Hall
- Level: Main
Features
- Bath Off Primary,Loft
- Window features: Dbl Pane/Storm Window,Skylight(s)
- Flooring: Engineered Hardwood,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Great Room
- Level: Main
Heating & Cooling
- Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,936
- Total interior livable area: 1,936 sqft
Kitchen With Eating Space
- Level: Main
Master Bedroom
- Level: Second
Rec Room
- Level: Lower
Utility Room
- Level: Second
Property
Details
- Parcel number: 58350201900
- Zoning: MGSA
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Loft,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Lake,Territorial
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Low Bank,Bulkhead,Lake
- Topography of land: Terraces
Lot
- Lot size: 0.27 Acres
- Features: Dead End Street,Paved,Cable TV,Deck,High Speed Internet,Propane
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Thurston County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $385 | $4,620 |
| Electricity | $149 | $1,793 |
| Total | $3,962 | $47,544 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $699,950 |
| 2000-05-10 | Sold | $133,096 |
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