6645 Millstone Lane SE #A104, Lacey, WA, 98513
About This Home
Welcome to Rainier Crossing! This two-story townhome offers comfortable, low-maintenance living in a well-kept community close to parks, schools, shopping, JBLM, and convenient I-5 access. The main level features a welcoming living room with a gas fireplace, creating a warm and comfortable place to relax. The kitchen and dining area flow nicely for everyday living, with access to the back patio for morning coffee, grilling, or unwinding at the end of the day. Upstairs, you’ll find spacious bedrooms, generous closet space, and plenty of storage throughout. Monthly HOA dues cover water, sewer, common area upkeep, earthquake insurance, and exterior building maintenance, helping make ownership simple and manageable. Well maintained and conveniently located, this townhome is a great opportunity to enjoy easy living in an established community. Schedule your showing today!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Composition
- Construction materials: Metal/Vinyl
Notable Dates
- Major remodel year: 1996
Type & Style
- Home type: Townhouse
- Architectural style: Townhouse,Townhouse
- Property subType: Townhouse,Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Flooring: Ceramic Tile,Laminate,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Great Room
- Level: Main
Heating & Cooling
- Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,551
- Total interior livable area: 1,551 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Utility Room
- Level: Second
Property
Details
- Parcel number: 70280110400
- Special condition: Standard
Features
- Levels: Multi/Split
- Entry location: Main
- Patio & porch: Cooking-Electric,Dryer-Electric,Fireplace,Primary Bathroom,Washer,Water Heater
- Has view: Yes
- View description: Territorial
Lot
- Features: Paved
Parking
- Total spaces: 4
- Parking features: Individual Garage
- Has garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Thurston County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,754 | $21,048 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $20 | $240 |
| Electricity | $149 | $1,793 |
| Total | $1,999 | $23,988 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $346,950 |
| 2026-07-31 | Price change | $346,950 |
| 2026-07-16 | Price change | $353,000 |
| 2026-07-01 | Listed for sale | $358,000 |
| 2026-06-05 | Pending sale | $358,000 |
| 2026-05-27 | Listed for sale | $358,000 |
| 2006-08-25 | Sold | $198,950 |
| 2005-03-31 | Sold | $166,500 |
| 2001-12-07 | Sold | $122,500 |
| 1997-02-27 | Sold | $111,500 |
View on Zillow