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5633 Lake Saint Clair Drive SE, Olympia, WA, 98513

3beds
3baths
2,500sqft
$934,950
$374price/sqft
$5,644/moest. monthly cost
$225,760/yrincome needed

About This Home

Welcome to Lake Saint Clair!Where refined living meets the tranquility of the water. Set on just under a .5 with 50ft of pristine waterfront + a private dock, this updated 3-bedroom, 2.5-bath home offers a rare opportunity to experience true lakeside living. Convenient boat launch just 1 block away makes every day on the water effortlessly accessible.Thoughtfully refreshed, the home features newly painted interior and brand-new deck, creating seamless indoor-outdoor living. Inside, comfort and craftsmanship shine with heated floors in the kitchen, powder room, and primary bath. The kitchen is functional & elegant, anchored by a granite slab island with pendant lighting, stainless steel appliances, an undermount sink, and abundant cabinetry + walk in pantry.Embedded thermal heating/cooling water manifold. The primary suite is a private retreat, complete with vaulted ceilings, its own deck overlooking the peaceful surroundings, 5-piece bath w marble flooring & soaking tub.Outdoors, curated landscaping enhances the natural beauty of the setting, including a retaining wall, fresh bark, and newly added stair access leading down to the water and dock. A detached outbuilding, thoughtfully designed to match the home, offers flexible space for a private office, studio, or creative retreat,+ 260sqft safe room in garage! Fresh paint inside/ out! Highlights include a newer roof, expanded garage storage with pull-down, new deck and staircase leading lake! Come live the Lake Life!

Getting Around

0
WalkingCar-Dependent
23
TransitMinimal Transit
9
BikeSomewhat Bikeable

Schools

6/10
6/10
Yelm Middle SchoolGrades 6-86.4 mi
4/10
Yelm High School 12Grades 9-125.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Forced Air,Electric,Propane
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 71801100000
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Jetted Tub,Pantry,Vaulted Ceiling(s)
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Medium Bank
  • Frontage length: Waterfront Ft: 50
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.43 Acres
  • Features: Paved,Secluded,Cabana/Gazebo,Cable TV,Deck,Dock,High Speed Internet,Outbuildings,Patio,Propane,RV Parking

Parking

  • Total spaces: 8
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,727$56,724
Home Insurance *$205$2,460
Property Taxes $541$6,492
Electricity $171$2,052
Total$5,644$67,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,508/yr
40% on housing$169,320/yr
45% on housing$150,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$290
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$934,950
2026-06-19Listed for sale$949,950
2011-11-03Listing removed$324,950
2011-10-05Listed for sale$324,950
2011-06-09Sold$320,000
2011-03-04Pending sale$324,950
2011-01-20Price change$324,950
2010-12-19Price change$349,950
2010-06-24Price change$368,000
2010-05-22Price change$379,950
2010-03-14Listed for sale$399,950
2005-04-19Sold$111,000
2002-10-07Sold$81,900

For Sale by Agent

AgentMaggie May Willis
BrokerageRealty One Group Bold

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