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412 McKenzie Avenue SW, Yelm, WA, 98597

3beds
2baths
1,178sqft
$415,000
$352price/sqft
$2,607/moest. monthly cost
$104,280/yrincome needed

About This Home

Welcome home to this beautifully updated 3-bedroom, 1.5-bath gem in the heart of Yelm. The remodeled kitchen features Newer white cabinets, stunning granite countertops, gray subway tile backsplash and stylish stainless-steel appliances, creating a warm and modern space to gather. Thoughtful updates can be found throughout the home, adding character and comfort at every turn. The primary bedroom offers a walk-in closet and its own private half bath with tile backsplash and updated fixtures. You’ll also appreciate the inviting laundry area with a cozy barnwood accent wall. The spacious garage provides endless flexibility—perfect for a home gym, office, or recreation space. Additional highlights include wiring for a backup generator and a large, private deck just off the kitchen—ideal for summer BBQs and outdoor entertaining. The fully fenced yard adds both privacy and functionality. Conveniently located near schools, shopping, parks, bike trails, and restaurants, this home truly has it all. Home Sold "as is" Make Offer!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
6/10
Yelm Middle SchoolGrades 6-80.2 mi
4/10
Yelm High School 12Grades 9-120.8 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1992

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1994

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove(s)/Range(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Vinyl,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,178
  • Total interior livable area: 1,178 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 75300501400
  • Zoning: R-14
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 5,998 sqft
  • Features: Paved,Cable TV,Deck,Dog Run,Fenced-Partially,Gas Available,High Speed Internet
  • Lot size dimensions: 50 x 120 x 50 x 120

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$116$1,392
Property Taxes $244$2,928
Electricity $149$1,793
Total$2,607$31,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,382/yr
40% on housing$78,210/yr
45% on housing$69,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$221
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$399,000
2026-07-30Listed for sale$415,000
2021-07-21Sold$360,000
2020-04-22Sold$290,000
2020-03-09Pending sale$275,000
2020-03-05Listed for sale$275,000
2018-03-13Sold$220,000
2018-02-08Pending sale$220,000
2018-01-22Listed for sale$220,000
2011-09-09Sold$122,485
2011-08-10Pending sale$142,999
2011-07-27Price change$142,999
2011-06-30Price change$159,999
2011-05-24Listed for sale$169,900
2009-08-07Sold$149,132
2001-07-06Sold$105,000
1996-05-31Sold$107,905

For Sale by Agent

AgentHeidi Gilbert
BrokerageColdwell Banker Danforth

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