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819 Midway Avenue NW, Olympia, WA, 98502

7beds
5baths
2,904sqft
$624,900
$215price/sqft
$4,036/moest. monthly cost
$161,440/yrincome needed

About This Home

Own a piece of Olympia history with an immediate $1200/month mortgage offset! This 1920s Westside Craftsman perfectly blends historic charm with essential modern updates. The detached garage was professionally converted into a 297 sq ft permitted ADU with its own address, rented through Sept 30, offering instant income and future flexibility.The main home has kept its historic roots (original owner was Delta V. Smyth of the famous “Sandman Tug”) with original built-ins and hardwood floors, paired with modern peace of mind. Major updates are already done: updated electrical, metal roof, ductless heat/AC, new water heater, decommissioned oil tank, and replaced sewer line with new clean-out. The chimney has been reinforced and fitted with a cozy wood-burning insert.Enjoy a refreshed kitchen with quartz countertops, stainless appliances, and new microwave, dishwasher, range, and disposal. The permitted, partially finished basement offers additional living space with its own entrance. Outside find a gardener’s paradise with privacy fencing and a storage shed. Just a short walk to downtown, Capitol Lake, and Westside parks. Rental income may be considered for financing!

Getting Around

67
WalkingSomewhat Walkable
54
TransitGood Transit
51
BikeBikeable

Schools

3/10
9/10
Jefferson Middle SchoolGrades 6-80.9 mi
8/10
Capital High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1924

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Garage

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric,Natural Gas,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,607
  • Total interior livable area: 2,904 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 85004800701
  • Zoning: Residential
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Water Heater
  • Has view: Yes
  • View description: Bay,City
  • Has water view: Yes
  • Water view: Bay
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 5,623 sqft
  • Features: Corner Lot,Dead End Street,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Outbuildings,Patio

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$152$1,824
Property Taxes $527$6,324
Electricity $198$2,383
Total$4,036$48,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,377/yr
40% on housing$121,080/yr
45% on housing$107,626/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 98502$268
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98502$328
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$680,000
2025-04-10Listing removed$2,650
2025-03-29Price change$2,650
2025-03-11Price change$2,750
2025-03-08Price change$2,850
2025-02-28Listed for rent$2,995
2020-10-17Sold$442,000
2019-02-02Listing removed$2,175
2019-01-19Price change$2,175
2018-12-29Listing removed$385,000
2018-12-29Listed for rent$2,250
2018-12-29Price change$385,000
2018-12-08Listed for sale$397,000
2018-07-15Listing removed$2,150
2018-07-02Listed for rent$2,150
2017-04-27Listing removed$1,995
2017-04-20Price change$1,995
2017-04-16Listed for rent$1,895
2016-03-25Sold$303,000
2016-03-10Pending sale$314,900
2016-02-25Price change$314,900
2016-02-10Listed for sale$329,000
2016-02-03Pending sale$329,000
2016-02-02Listed for sale$329,000

For Sale by Agent

AgentSavannah A. Parker
BrokerageAbbey Realty Inc

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