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502 S Waddill St, McKinney, TX, 75069

2beds
1baths
1,088sqft
$459,000
$422price/sqft
$3,636/moest. monthly cost
$145,440/yrincome needed

About This Home

Renovated from top to bottom, this exceptional home seamlessly blends modern convenience with timeless character. Major updates include a new roof, plumbing, electrical, HVAC system, water heater and new windows providing peace of mind while preserving the home's original charm and architectural details. Inside, you'll find a beautifully updated kitchen featuring brand-new appliances, a built-in dishwasher, farmers sink. modern finishes, and ample cabinet and countertop space—designed for both everyday living and entertaining. The fully renovated bathroom has been thoughtfully redesigned with stylish fixtures and finishes, creating a fresh, timeless space. Every update has been carefully selected to complement the home's historic character while offering the comfort and functionality today's buyers expect. Situated on a generously sized lot, the property offers a lush backyard, a privacy fence, and a covered back porch perfect for morning coffee, weekend gatherings, or quiet evenings outdoors. Best of all, you're just a short walk from the vibrant Historic Downtown McKinney square, where you'll enjoy boutique shopping, award-winning dining, local coffee shops, live music, wineries, and year-round community events. Move-in ready and completely turnkey, this beautifully restored home is ready to welcome its next owners.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Burks Elementary SchoolGrades K-50.5 mi
9/10
Faubion Middle SchoolGrades 6-80.9 mi
7/10
McKinney High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Convection Oven,Dishwasher,Gas Cooktop,Disposal,Gas Range,Plumbed For Gas
  • Laundry features: In Kitchen

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11 x 10

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,High Speed Internet,Cable TV
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,088 sqft

Kitchen

  • Features: Built-in Features,Galley Kitchen
  • Level: First
  • Dimensions: 22 x 7

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 17 x 12

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 14

Other

  • Level: First
  • Dimensions: 10 x 6

Property

Details

  • Parcel number: R086500300201

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered,Deck
  • Exterior features: Deck,Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 8,494 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Many Trees

Parking

  • Total spaces: 1
  • Parking features: Door-Single,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$433$5,196
Property Taxes $645$7,740
Electricity $238$2,859
Total$3,636$43,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,662/yr
40% on housing$109,080/yr
45% on housing$96,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$240
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$459,000
2026-07-30Listed for sale$459,000
2017-06-05Listing removed$225,000
2017-05-22Pending sale$225,000
2017-05-21Sold--
2017-05-18Listed for sale$225,000

For Sale by Agent

AgentJenny Hogan
BrokerageMonument Realty

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