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208 Oak Ave, Elgin, OK, 73538

3beds
2baths
1,150sqft
$162,999
$142price/sqft
$1,211/moest. monthly cost
$48,440/yrincome needed

About This Home

The subject is a 62-year-old home in acceptable/ updated condition. This property was completely reconditioned in 2023. It is located in a high-demand neighborhood with limited inventory and minimal expected market time. The home features tile, carpet, and wood laminate flooring throughout and has been recently updated, including paint, flooring, roof, windows, doors, water heater, appliances, and electrical/plumbing upgrades. The bathrooms have also been completely remodeled with updated tils and finishes. The exterior is finished with a combination of stucco, metal, and vinyl siding. The kitchen and bathrooms feature wood cabinetry, granite countertops, and tile backsplashes. Additional features include a one-car attached garage, as well as covered front and rear porch/patio areas. Other updates include new pex plumbing lines, new electrical breaker box, recess lighting, energy efficient LED lighting fixtures, and attic insulation.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Elgin Elementary SchoolGrades PK-40.3 mi
7/10
Elgin Middle SchoolGrades 5-80.4 mi
8/10
Elgin High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 04N10W311501000040005

Features

  • Exterior features: Stucco,Vinyl,Metal
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,040 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Wildfire

FEMA Declared Disasters in Comanche County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $824$9,888
Home Insurance $151$1,812
Property Taxes $92$1,104
Electricity $144$1,732
Total$1,211$14,532

Income You'd Need if You Spent...

35% on housing$41,520/yr
40% on housing$36,330/yr
45% on housing$32,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 73538$170
Comanche County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 73538$158
Comanche County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$165,000
2026-04-09Pending sale$165,000
2026-01-30Price change$165,000
2025-12-11Listed for sale$159,000
2022-10-21Sold$68,249
2017-04-24Sold$65,000

For Sale by Owner

AgentProperty Owner

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