




208 Oak Ave, Elgin, OK, 73538
About This Home
The subject is a 62-year-old home in acceptable/ updated condition. This property was completely reconditioned in 2023. It is located in a high-demand neighborhood with limited inventory and minimal expected market time. The home features tile, carpet, and wood laminate flooring throughout and has been recently updated, including paint, flooring, roof, windows, doors, water heater, appliances, and electrical/plumbing upgrades. The bathrooms have also been completely remodeled with updated tils and finishes. The exterior is finished with a combination of stucco, metal, and vinyl siding. The kitchen and bathrooms feature wood cabinetry, granite countertops, and tile backsplashes. Additional features include a one-car attached garage, as well as covered front and rear porch/patio areas. Other updates include new pex plumbing lines, new electrical breaker box, recess lighting, energy efficient LED lighting fixtures, and attic insulation.
Getting Around
Schools
Construction
Condition
- Year built: 1964
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,150 sqft
Property
Details
- Parcel number: 04N10W311501000040005
Features
- Exterior features: Stucco,Vinyl,Metal
- Has view: Yes
- View description: City
Lot
- Lot size: 8,040 sqft
Parking
- Total spaces: 1
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Comanche County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $824 | $9,888 |
| Home Insurance | $151 | $1,812 |
| Property Taxes | $92 | $1,104 |
| Electricity | $144 | $1,732 |
| Total | $1,211 | $14,532 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $165,000 |
| 2026-04-09 | Pending sale | $165,000 |
| 2026-01-30 | Price change | $165,000 |
| 2025-12-11 | Listed for sale | $159,000 |
| 2022-10-21 | Sold | $68,249 |
| 2017-04-24 | Sold | $65,000 |
