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1016 N 3rd St, Temple, TX, 76501

2beds
1baths
1,588sqft
$140,000
$88price/sqft
$1,100/moest. monthly cost
$44,000/yrincome needed

About This Home

Great 1960's bungalow offering central location to lots of Temple amenities. The home is full of the original charm with some upgrades being completed by the previous owner in the restroom and kitchen. Come and see what potential this home has to offer!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
5/10
Lamar Middle SchoolGrades 6-80.7 mi
3/10
Temple High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Built-in Features,High Ceilings,Electric Dryer Hookup,Kitchen Island,Multiple Dining Areas,Natural Woodwork
  • Window features: Wood Frames
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,588 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0089830000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch
  • Exterior features: Exterior Steps
  • Spa features: None
  • Fencing: Chain Link, Wood
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 8,799 sqft
  • Features: Alley Access,Back Yard,Curbs,Many Trees,Trees-Medium (20 Ft - 40 Ft)

Parking

  • Parking features: Attached Carport,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$124$1,488
Property Taxes $31$372
Electricity $238$2,859
Total$1,100$13,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,714/yr
40% on housing$33,000/yr
45% on housing$29,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$101
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-25Price change$140,000
2026-06-07Listed for sale$175,000
2018-03-29Sold--
2018-03-05Pending sale$89,900
2018-02-28Listed for sale$89,900
2017-05-05Sold--
2017-03-31Pending sale$76,719
2017-03-13Price change$76,719
2017-03-01Price change$76,500
2017-01-27Listed for sale$76,719

For Sale by Agent

AgentJulie Downs
BrokerageTierra Grande Realty, LLC

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