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703 S 32nd St, Temple, TX, 76501

2beds
1baths
912sqft
$90,000
$99price/sqft
$789/moest. monthly cost
$31,560/yrincome needed

About This Home

Welcome to a home rich in character, history, and opportunity. Located in an established Temple neighborhood, this property offers a rare chance to own a residence filled with charm and endless potential. Towering magnolia and pecan trees grace both the front and backyard, creating a beautiful, natural canopy and providing shade, privacy, and a peaceful outdoor setting that’s hard to find. Inside, the home offers a solid foundation for renovation, redesign, or restoration — perfect for homeowners, investors, or visionaries ready to bring new life into a well-loved space. The spacious lot and mature landscaping provide an ideal backdrop for outdoor entertaining, gardening, or future expansion. This home has been cared for and lived in by the same family for many years, and it holds deep sentimental value. We respectfully ask for serious inquiries only and thoughtful consideration when submitting offers. In respect of the family’s long-standing connection to this home, only serious, STRONG, and well-considered offers will be entertained. Low-ball offers will NOT be considered.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
5/10
Travis Science AcademyGrades 6-81.9 mi
3/10
Temple High SchoolGrades 8-122.2 mi

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,High Speed Internet,Other

Interior Area

  • Total interior livable area: 912 sqft

Living Room

  • Level: First
  • Dimensions: 12 x 12

Master Bedroom

  • Level: First
  • Dimensions: 10 x 12

Property

Details

  • Parcel number: 114657
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,316 sqft

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$79$948
Property Taxes $17$204
Electricity $238$2,859
Total$789$9,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,051/yr
40% on housing$23,670/yr
45% on housing$21,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$101
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-24Listed for sale$90,000

For Sale by Agent

AgentLyRondra Gaines
BrokerageKeeping It Realty

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