1413 S 2nd St, Temple, TX, 76504
About This Home
Motivated Seller! Special rate is available to lock when using preferred lender. Ask me how! Save on your monthly payments for 2 YEARS with a Temporary Rate Buydown - covered entirely by JVM Lending! Welcome to 1413 S 2nd St, Temple, TX 76504! This charming single-family home is nestled in a quiet, established neighborhood just minutes from the heart of Temple. Step inside to discover a spacious layout with abundant natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinetry and flows seamlessly into the dining area, making meal times a breeze. Enjoy the comfort of generously sized bedrooms and a large backyard—ideal for summer barbecues, gardening, or simply unwinding after a long day. The property offers convenient off-street parking and mature shade trees that enhance its curb appeal. Located just a short drive from Baylor Scott & White Medical Center, Temple College, and the vibrant downtown area, you’ll have easy access to shopping, dining, and entertainment. Nearby businesses include H-E-B, Walmart Supercenter, and local favorites like Bird Creek Burger Co. and Megg’s Caffee. Outdoor enthusiasts will appreciate proximity to Miller Park and the Temple Railroad & Heritage Museum. Don’t miss your chance to own this delightful home in a prime Temple location—schedule your tour today! Information provided (measurements, schools, tax, etc) is deemed reliable, but is not guaranteed and should be independently verified by the buyer or the buyer's agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1913
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Gas Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s)
- Window features: Insulated Windows
- Flooring: Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,140 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0105650000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered
- Exterior features: None
- Fencing: Back Yard
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Lot size: 5,985 sqft
- Features: Back Yard
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $140 | $1,680 |
| Electricity | $238 | $2,859 |
| Total | $1,215 | $14,580 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $139,999 |
| 2026-02-04 | Price change | $142,000 |
| 2026-01-20 | Price change | $142,999 |
| 2026-01-10 | Price change | $143,000 |
| 2026-01-01 | Price change | $143,999 |
| 2025-11-03 | Price change | $144,000 |
| 2025-10-27 | Price change | $144,999 |
| 2025-10-22 | Price change | $145,000 |
| 2025-10-14 | Price change | $147,900 |
| 2025-10-06 | Price change | $148,900 |
| 2025-10-01 | Price change | $148,999 |
| 2025-09-15 | Price change | $149,999 |
| 2025-09-03 | Listed for sale | $155,000 |
| 2025-04-29 | Listing removed | $160,000 |
| 2025-04-10 | Listed for sale | $160,000 |
| 2025-02-01 | Listing removed | $159,999 |
| 2024-10-07 | Listed for sale | $159,999 |
| 2024-09-30 | Listing removed | $159,999 |
| 2024-09-24 | Price change | $159,999 |
| 2024-06-27 | Price change | $169,999 |
| 2024-06-17 | Price change | $178,999 |
| 2024-05-24 | Listed for sale | $179,000 |
| 2024-04-09 | Listing removed | -- |
| 2024-02-08 | Listed for sale | $179,000 |
| 2020-02-06 | Listing removed | $24,000 |
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