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819 N 13th St, Temple, TX, 76501

5beds
5baths
3,754sqft
$499,900
$133price/sqft
$3,635/moest. monthly cost
$145,400/yrincome needed

About This Home

Historic home plus detached guest apartment! Welcome to 819 N. 13th Street, a stunning historic home where timeless character, generous space, and endless possibilities come together in the heart of Temple. Situated on a spacious 0.33-acre corner lot, this unique property offers 3,314 square feet, 5 bedrooms, and 5 full bathrooms, including a detached guest apartment with its own private bedroom and bath, perfect for multi-generational living, guests, a home office, or potential rental income. Inside, oversized windows flood the home with natural light while preserving the charm and craftsmanship that make historic homes so special. Flexible living spaces provide room to entertain, work from home, or adapt to your family's changing needs. Mature trees create beautiful shade and enhance the home's timeless curb appeal. Conveniently located just minutes from downtown Temple, Baylor Scott & White Medical Center, shopping, dining, parks, schools, and I-35, this home offers the perfect blend of historic charm and modern convenience. If you've been searching for a one-of-a-kind property with character, versatility, and room to make it your own, 819 N. 13th Street is a rare opportunity you won't want to miss. Schedule your private showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
5/10
Lamar Middle SchoolGrades 6-80.9 mi
3/10
Temple High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1923

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Lap Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Water Heater,Gas Cooktop,Disposal,Gas Range,Plumbed For Ice Maker,Some Electric Appliances,Some Gas Appliances,Built-In Oven,Cooktop
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Breakfast Bar,Bookcases,Ceiling Fan(s),Crown Molding,Dining Area,Separate/Formal Dining Room,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,Home Office,MultipleDining Areas,Separate Shower,Tub Shower,Vanity,Breakfast Area,Eat-in Kitchen,Kitchen/Family Room Combo,Kitchen/Dining Combo
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Bedroom,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 3,754 sqft

Property

Details

  • Parcel number: 125411

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch,Private Yard,Storage
  • Spa features: None
  • Fencing: Back Yard,Picket,Privacy,Wood
  • Waterbody name: None Water Features

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Converted Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$443$5,316
Property Taxes $253$3,036
Electricity $412$4,946
Total$3,635$43,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,628/yr
40% on housing$109,050/yr
45% on housing$96,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$99
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$499,900

For Sale by Agent

AgentJimmy Torres
BrokerageVista Real Estate Group-Compass RE Texas, LLC

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