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2105 Grizzly Trl, Harker Heights, TX, 76548

4beds
3baths
2,514sqft
$356,000
$142price/sqft
$2,330/moest. monthly cost
$93,200/yrincome needed

About This Home

Spacious 4-bedroom, 2.5-bath home offering approximately 2,514 square feet with a functional layout and formal dining room. The main living area features vaulted ceilings, large windows for natural light, and a gas fireplace, with open flow to the kitchen and dining spaces. The kitchen includes ample cabinetry, center island, and dedicated pantry space. The primary suite offers a private bath with dual vanities, jetted tub, separate shower, and a large walk-in closet with built-in shelving. Additional interior features include wood flooring throughout much of the home and a built-in desk/workspace. The backyard includes an in-ground pool, covered patio, and mature trees providing shade. Located in Harker Heights with convenient access to schools, shopping, and dining.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
2/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Brick Veneer,HardiPlank Type,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Range,Disposal,Gas Water Heater,Refrigerator,Water Heater,Washer,Some Gas Appliances,Microwave,Range,Water Softener Owned
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room

Bedroom2

  • Level: Upper
  • Dimensions: 10.9 X 10.9

Bedroom3

  • Level: Upper
  • Dimensions: 10.9 X 10.9

Bedroom4

  • Level: Upper
  • Dimensions: 12.5 X 11.9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 10.7 X 11.1

Dining Room

  • Level: Main
  • Dimensions: 12.9 X 13.8

Features

  • Built-in Features,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Garden Tub/Roman Tub,High Ceilings,Jetted Tub,Primary Downstairs,Main Level Primary,Pull Down Attic Stairs,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Area,Custom Cabinets,Eat-in Kitchen,Kitchen/Dining Combo,Pantry
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Electric,2 Units

Interior Area

  • Total interior livable area: 2,514 sqft

Kitchen

  • Level: Main
  • Dimensions: 10 X 12.5

Laundry

  • Level: Main
  • Dimensions: 6 X 5.9

Living Room

  • Level: Main
  • Dimensions: 21.10 X 20.11

Master Bedroom

  • Level: Main
  • Dimensions: 15.1 X 13.9

Property

Details

  • Parcel number: 151266

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None,Pool
  • Waterbody name: None

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,800$21,600
Home Insurance *$250$3,000
Property Taxes $4$48
Electricity $276$3,312
Total$2,330$27,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,885/yr
40% on housing$69,900/yr
45% on housing$62,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 76548$128
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76548$144
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$420,000
2026-04-03Listed for sale$439,900
2019-12-16Sold--
2019-11-18Pending sale$325,000
2019-08-10Price change$325,000
2019-07-17Price change$329,000
2019-04-20Listed for sale$315,000
2017-11-07Listing removed$324,900
2017-08-09Listed for sale$324,900
2016-11-21Sold--
2016-09-25Listed for sale$279,900
2015-09-14Listing removed$295,000
2015-09-12Listed for sale$295,000
2015-09-12Listing removed$1,650
2015-08-08Price change$1,650
2015-07-15Listed for rent$1,695
2011-10-28Listing removed$299,000
2011-08-25Listed for sale$299,000

For Sale by Agent

AgentJeanne Mosbaugh
BrokerageRE/MAX Temple-Belton

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