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402 Cottonwood Dr, Harker Heights, TX, 76548

5beds
2baths
1,992sqft
$230,000
$115price/sqft
$1,909/moest. monthly cost
$76,360/yrincome needed

About This Home

NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area...what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
2/10
Killeen High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Oven,Some Electric Appliances
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Beamed Ceilings,Ceiling Fan(s),Entrance Foyer,High Ceilings,His and Hers Closets,Living/Dining Room,Multiple Closets,Open Floorplan,Shower Only,Separate Shower,Vanity,Walk-In Closet(s),Breakfast Bar,Eat-in Kitchen,Granite Counters,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Solid Surface Counters
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 26294
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch,Private Yard,Rain Gutters,Storage
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 9,761 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$161$1,932
Property Taxes $347$4,164
Electricity $238$2,859
Total$1,909$22,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,451/yr
40% on housing$57,270/yr
45% on housing$50,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 76548$128
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76548$144
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$230,000
2026-03-13Contingent$230,000
2026-01-02Price change$230,000
2025-12-09Price change$245,000
2025-09-09Listed for sale$255,000
2025-08-21Listing removed$255,000
2025-08-10Listed for sale$255,000
2025-08-04Contingent$255,000
2025-07-09Listed for sale$255,000
2025-06-28Contingent$255,000
2025-03-15Price change$255,000
2024-11-24Price change$285,000
2024-10-22Price change$290,000
2024-09-06Listed for sale$300,000
2021-06-07Sold--
2021-05-04Pending sale$229,700
2017-09-24Listing removed$129,995
2017-08-08Price change$129,995
2017-07-13Listed for sale$137,500
2012-10-05Sold--
2012-07-04Price change$114,900
2012-06-28Listed for sale$119,900
2012-05-17Listing removed$119,900
2012-04-19Price change$119,900
2012-03-08Price change$127,500
2012-03-04Listed for sale--

For Sale by Agent

AgentLayne Hix
BrokerageAll City Real Estate Ltd. Co

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