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2209 S 51st St, Temple, TX, 76504

2beds
2baths
1,475sqft
$245,000
$166price/sqft
$2,203/moest. monthly cost
$88,120/yrincome needed

About This Home

Turnkey furnished rental opportunity in Temple, Texas, just minutes from Baylor Scott & White Medical Center, shopping, restaurants, and major employers. This beautifully renovated 2-bedroom, 2-bath home offers 1,475 square feet, a 2-car garage, fenced backyard, spacious covered patio, original hardwood floors, and a retro design that gives the property a memorable, one-of-a-kind feel. Previously operated as a successful furnished mid-term rental, this property is well positioned for medical professionals, corporate housing, insurance housing, relocating families, and traveling professionals. Historical mid-term rental income was approximately $2,450 per month, with similar furnished rentals in the area potentially achieving $2,450-$2,650 per month depending on market conditions, occupancy, and management. The property may also work well as a short-term rental, where permitted, with estimated nightly rates of approximately $140-$150 per night. Buyer to verify all rental income, restrictions, permitting, and intended use. Ask about seller financing options and the turnkey furnishings.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Scott Elementary SchoolGrades K-50.4 mi
6/10
Bonham Middle SchoolGrades 6-81.6 mi
3/10
Temple High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Ceiling Fan(s),Electric Dryer Hookup,Multiple Dining Areas,Primary Bedroom on Main,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,475 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0108790000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Gutters Full
  • Spa features: None
  • Fencing: Back Yard, Chain Link
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 8,999 sqft
  • Features: Back Yard,Front Yard,Sprinkler - Automatic,Sprinkler - In-ground,Trees-Medium (20 Ft - 40 Ft)
  • Lot size dimensions: 75 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$228$2,736
Property Taxes $499$5,988
Electricity $238$2,859
Total$2,203$26,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,531/yr
40% on housing$66,090/yr
45% on housing$58,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$2,650
2026-07-06Listed for sale$245,000
2026-06-02Price change$2,460
2026-04-24Price change$2,375
2026-04-20Price change$2,475
2026-04-05Price change$2,660
2026-02-19Price change$2,460
2026-02-18Price change$2,195
2026-01-26Price change$2,360
2026-01-12Listed for rent$2,460
2025-11-12Listing removed$2,460
2025-11-11Listing removed$225,000
2025-11-03Listed for sale$225,000
2025-10-29Listed for rent$2,460
2025-08-06Listing removed$2,460
2025-01-29Price change$2,460
2025-01-21Price change$2,150
2025-01-09Listed for rent$2,350
2024-12-02Listing removed$2,350
2024-11-18Price change$2,350
2024-10-28Price change$2,500
2024-08-19Listed for rent$2,450
2024-03-11Listing removed--
2024-02-19Price change$2,450
2024-02-09Listed for rent$2,200

For Sale by Agent

AgentLisa Jay
BrokerageAll City Real Estate Ltd. Co

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