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111 N 11th St, Temple, TX, 76501

2beds
1baths
876sqft
$132,000
$151price/sqft
$1,282/moest. monthly cost
$51,280/yrincome needed

About This Home

Charming & Versatile in the Heart of Temple Don't let the size fool you—this 876 sqft gem packs serious potential. Zoned for flexible commercial or residential use, this property is a rare find for buyers who want options: live-in charm, a boutique office, a creative studio, or an income-producing investment. Recent updates make this one move-in ready. Floors were freshly refinished in 2026, the kitchen has received tasteful cosmetic updates, and a fresh coat of exterior paint gives the home great curb appeal. New landscaping out front adds the finishing touch, creating an inviting first impression whether clients, tenants, or family are walking through the door. Ideally suited for a small business owner looking for a professional address with personality, an investor seeking a flexible-use property, or a buyer wanting a low-maintenance home with big character—111 N 11th Street offers a rare combination of location, updates, and adaptability. Come see all the possibilities this little home has to offer.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

3/10
5/10
Lamar Middle SchoolGrades 6-81.3 mi
3/10
Temple High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Some Gas Appliances,Range
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Vanity,Natural Woodwork,Eat-in Kitchen
  • Flooring: Carpet Free,Hardwood,Painted/Stained,Wood
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Natural Gas,Window Unit
  • Cooling features: Electric,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 876 sqft

Property

Details

  • Parcel number: 31198

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 5,532 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $667$8,004
Home Insurance *$117$1,404
Property Taxes $260$3,120
Electricity $238$2,859
Total$1,282$15,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,954/yr
40% on housing$38,460/yr
45% on housing$34,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$101
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Listed for sale$132,000
2026-08-05Contingent$132,000
2026-07-08Listed for sale$132,000
2025-07-18Listing removed$120,000
2025-05-22Price change$120,000
2025-03-14Price change$128,000
2024-08-01Listed for sale$131,000
2023-02-21Sold--
2023-01-25Pending sale$87,500
2023-01-09Listed for sale$87,500
2023-01-05Listing removed--
2022-10-21Listed for sale$87,500

For Sale by Agent

AgentBlake Lufburrow
BrokerageTwo Lakes Real Estate

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