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4603 Creekside Dr, Killeen, TX, 76543

4beds
2baths
1,694sqft
$239,900
$142price/sqft
$1,933/moest. monthly cost
$77,320/yrincome needed

About This Home

Many buyers in this part of Killeen expect to compromise between bedroom count and yard space when shopping in this price range. This property avoids that tradeoff by offering four bedrooms along with a larger homesite in the established Twin Creek neighborhood. Built in 1985, the home provides approximately 1,694 square feet with four bedrooms and two full bathrooms arranged in a practical single story layout. The main living area connects naturally with the dining and kitchen spaces, creating a comfortable flow that supports everyday routines while still working well for gatherings. The layout keeps living areas and bedrooms separated, helping maintain both function and privacy throughout the home. Set on approximately 0.30 acres, the property offers outdoor space that is increasingly difficult to find within city neighborhoods. The lot provides room to enjoy the yard, create outdoor seating areas, or simply benefit from having more distance between neighboring homes while still remaining close to daily conveniences throughout Killeen. Most homes in this price range either offer fewer bedrooms or sit on smaller lots. Nearby comparable homes range roughly from the upper $160Ks to around $260K depending on size and condition, placing this property in a competitive position within the neighborhood market. Homes that combine a four bedroom layout with a larger homesite tend to attract attention quickly once they reach the market. Opportunities like this are not always easy to find in established Killeen neighborhoods. For additional peace of mind, the home is backed by our 12 month buyer satisfaction guarantee. If your situation changes and you need to sell, our Guaranteed Sale Program can help reduce the risk of owning two homes at the same time. See it in person and decide how it compares to what else is available.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
2/10
2/10
Killeen High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,694 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 33282
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$246$2,952
Property Taxes $236$2,832
Electricity $238$2,859
Total$1,933$23,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,274/yr
40% on housing$57,990/yr
45% on housing$51,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 76543$98
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76543$133
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Listed for sale$249,900
2013-03-22Sold--
2013-01-27Price change$104,990
2012-09-23Listed for sale$109,990

For Sale by Agent

AgentShelly Salas
BrokerageYour Home SOLD Guaranteed Realty Shelly Salas

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