814 S Terrace St, Temple, TX, 76501
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1913
Materials
- Foundation: Block,Pillar/Post/Pier
- Roof: Composition,Shingle
- Construction materials: Board & Batten Siding,Vertical Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances
- Laundry features: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: Main
Features
- Other,See Remarks,Kitchen/Dining Combo
- Flooring: Hardwood
- Fireplace features: None
- Attic: None
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 792 sqft
Property
Details
- Parcel number: 36430
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 5,998 sqft
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $340 | $4,080 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $67 | $804 |
| Electricity | $238 | $2,859 |
| Total | $704 | $8,448 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed for sale | $70,000 |
View on Zillow