3606 Whispering Oaks, Temple, TX, 76504
About This Home
Charming 3 bedroom, 2.5 bath home with loft on a spacious corner lot in Woodbridge Creek. Surrounded by mature trees and established landscaping, this property offers both privacy and curb appeal. Functional two-story layout with multiple living areas and a versatile loft space ideal for an office, playroom, or second living. The updated kitchen features granite countertops, center island, and opens to the dining and living areas. Main-level primary suite includes double vanity, garden tub, separate shower, and walk-in closets. Interior highlights include a dry bar, built-ins, plantation shutters, and wood-burning fireplace. Enjoy outdoor living on the extended patio with a fenced backyard-perfect for relaxing or entertaining under the shade of mature trees. Conveniently located near shopping, dining, Baylor Scott & White, and within Temple ISD. Community amenities include walking trails and park.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Oven,Water Heater,Cooktop,Microwave
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Closet,Main Level,Laundry Room
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Main
Features
- Bookcases,Ceiling Fan(s),Dry Bar,Double Vanity,Garden Tub/Roman Tub,Primary Downstairs,Multiple Living Areas,Main Level Primary,Open Floorplan,Pull Down Attic Stairs,Separate Shower,Walk-In Closet(s),Breakfast Area,Granite Counters,Kitchen Island,Kitchen/Dining Combo,Pantry
- Window features: Plantation Shutters
- Flooring: Carpet,Tile
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
- Attic: Access Only,Pull Down Stairs
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,1 Unit
Interior Area
- Total interior livable area: 2,493 sqft
Laundry
- Level: Main
Loft
- Level: Upper
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 38044
Features
- Levels: Two
- Stories: 2
- Pool features: Community,In Ground,Outdoor Pool
- Patio & porch: Covered,Porch
- Exterior features: Porch,Rain Gutters
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $359 | $4,308 |
| Property Taxes | $125 | $1,500 |
| Electricity | $273 | $3,284 |
| Total | $2,703 | $32,436 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $399,900 |
| 2022-12-06 | Listing removed | -- |
| 2022-09-11 | Price change | $499,000 |
| 2022-08-30 | Listed for sale | $525,000 |
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