See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

907 S 39th St, Temple, TX, 76504

2beds
1baths
1,022sqft
$129,000
$126price/sqft
$1,253/moest. monthly cost
$50,120/yrincome needed

About This Home

Price Reduction!!! Hey there, home-hunters! Ready to make that next big purchase? Let me tell you about this fantastic "Home for Sale" that just hit the market. Nestled in a friendly neighborhood, this gem has two bedrooms and one bathroom. . The living room is bright and airy, perfect for movie nights or cozying up with a good book. If you love outdoor gatherings, check out the fenced backyard where summer BBQs come alive! Plus, there's an detached garage ideal for keeping your car safe from Mother Nature's whims. With schools, parks, and shopping nearby, it’s more than just a house—it’s a lifestyle upgrade waiting for you! So why wait? Step into your dream home today! Let's look at his house this weekend!!!!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Scott Elementary SchoolGrades K-50.5 mi
3/10
Temple High SchoolGrades 8-121.1 mi
6/10
Bonham Middle SchoolGrades 6-82.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator,Water Heater,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Ceiling Fan(s),Carbon Monoxide Detector,Tub Shower,Pantry
  • Flooring: Hardwood,Linoleum
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total interior livable area: 1,022 sqft

Property

Details

  • Parcel number: 42651

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,501 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$120$1,440
Property Taxes $243$2,916
Electricity $238$2,859
Total$1,253$15,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,960/yr
40% on housing$37,590/yr
45% on housing$33,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$129,000
2026-03-13Price change$134,200
2026-02-02Listed for sale$149,000

For Sale by Agent

AgentSue Lockett
BrokerageRE/MAX Temple-Belton

Similar Homes