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1303 S 13th St, Temple, TX, 76504

2beds
1baths
592sqft
$119,000
$201price/sqft
$1,167/moest. monthly cost
$46,680/yrincome needed

About This Home

ADORABLE & AFFORDABLE! Total Remodel in 2026 with a home warranty-All NEW Appliances, NEW water heater, NEW Electrical, NEW Plumbing, NEW Leveling, NEW Fixtures, NEW Wood Laminate, NEW survey & MORE!! 4-minutes to Baylor Scott & White or the VA Hospital- The backyard is a large, private, blank slate, ready for your vision. CHARMING, super cozy, 2 bedroom / 1 bath, built in 1914.You will love the light & bright kitchen, a stylish modern update, freshly painted cabinets. NEW appliances include, a stackable washer & dryer, refrigerator, stove & plenty of cabinet space! Cook your favorite meal with style! There are also three, original, antique windows. The bathroom offers new ceramic tile with a new shower and toilet. The driveway offers plenty of parking space. Enjoy your privacy with a new cedar privacy fence, perfect for pets. The backyard is perfect for grilling, under the shade trees. Fresh interior & exterior paint & new windows in half of the home. In a convenient Midtown location, not far from Downtown. Visit a piece of TX History at the nearby Historic, Temple Railroad. DON'T MISS THIS ONE!!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Travis Science AcademyGrades 6-80.3 mi
3/10
Temple High SchoolGrades 8-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1914

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Range,Oven,Cooktop,Range
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Ceiling Fan(s),Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Laminate
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 592 sqft

Property

Details

  • Parcel number: 55493

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 4,647 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$110$1,320
Property Taxes $218$2,616
Electricity $238$2,859
Total$1,167$14,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,011/yr
40% on housing$35,010/yr
45% on housing$31,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$99,900
2026-05-05Listed for rent$1,295
2026-05-04Price change$119,000
2026-04-29Price change$129,000
2026-04-24Price change$139,000
2026-04-19Listed for sale$149,000
2026-03-17Listing removed$99,999
2026-03-14Price change$99,999
2026-03-06Price change$79,999
2026-02-24Listed for sale$69,999
2026-02-23Sold--
2026-02-12Pending sale$54,900
2026-01-12Price change$54,900
2025-12-29Listed for sale$59,900
2025-12-06Pending sale$59,900
2025-12-05Contingent$59,900
2025-11-13Listed for sale$59,900

For Sale by Agent

AgentAlice Brusco
BrokerageAlice Brusco Properties, LLC

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