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2603 Lake Rd, Killeen, TX, 76543

3beds
2baths
1,929sqft
$234,900
$122price/sqft
$1,937/moest. monthly cost
$77,480/yrincome needed

About This Home

Many buyers in Killeen expect to compromise on either interior space or lot size when shopping in this range. This property avoids that tradeoff by offering a larger homesite and nearly 2,000 square feet of single story living in the established Chimney Hill Estates neighborhood. Built in 1978, the home provides about 1,929 square feet with three bedrooms and two full bathrooms arranged in a layout that supports everyday living without wasted space. The main living area connects naturally with the dining and kitchen areas, creating a comfortable flow that works for both daily routines and casual gatherings. The single story layout also keeps the home practical and accessible while maintaining separation between living areas and bedrooms. Set on approximately 0.26 acres, the property offers outdoor space that is increasingly difficult to find in this part of the city. The lot provides room to enjoy the yard, garden, or simply have more space between neighboring homes while still remaining within the city and close to everyday conveniences. Most homes in this price range offer less interior space or sit on noticeably smaller lots. Comparable homes nearby range roughly from the mid $130Ks to just over $200K depending on size and condition, placing this property competitively within the neighborhood market. For additional confidence, the home is backed by our 12 month buyer satisfaction guarantee. If your situation changes and you need to sell, our Guaranteed Sale Program can help reduce the risk of owning two homes at the same time. The best way to see how this property compares to other options is to visit in person and decide how it fits what you are looking for.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Peebles Elementary SchoolGrades PK-50.2 mi
3/10
Rancier Middle SchoolGrades 6-81.1 mi
2/10
Killeen High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Brick Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,929 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 55663
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$241$2,892
Property Taxes $271$3,252
Electricity $238$2,859
Total$1,937$23,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,411/yr
40% on housing$58,110/yr
45% on housing$51,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 76543$98
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76543$133
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-30Listing removed$1,575
2025-10-24Listed for sale$234,900
2025-04-24Price change$1,575
2025-04-14Price change$1,600
2025-04-09Listed for rent$1,650
2025-02-13Listing removed$1,580
2025-01-31Price change$1,580
2025-01-22Listed for rent$1,750
2024-02-01Sold--
2024-02-01Pending sale$179,950
2023-11-06Contingent$179,950
2023-10-26Price change$179,950
2023-10-21Price change$189,950
2023-10-16Price change$198,250
2023-10-11Price change$201,950
2023-10-05Price change$210,950
2023-10-04Listed for sale$210,999
2023-09-03Listing removed--
2023-08-17Listed for sale$175,999
2023-07-13Listing removed--
2023-07-07Listed for sale$199,999
2023-06-16Listing removed--
2023-06-12Price change$199,999
2023-05-27Listed for sale$215,999
2023-05-20Listing removed--
2023-05-15Listed for sale$235,999

For Sale by Agent

AgentShelly Salas
BrokerageYour Home SOLD Guaranteed Realty Shelly Salas

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