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1506 S 9th St, Temple, TX, 76504

2beds
1baths
830sqft
$142,000
$171price/sqft
$1,374/moest. monthly cost
$54,960/yrincome needed

About This Home

A Rare Find in the Heart of the TMED District (Temple Medical Educational District) Step into a home where classic charm meets modern convenience. This beautifully refreshed 2-bedroom, 1-bathroom cottage is perfectly positioned in the high-demand TMED District, putting you moments away from Temple’s premier medical facilities and colleges. Whether you are a healthcare professional looking for a short commute or a savvy buyer seeking a strategic location, this home delivers. Inside, you'll find a thoughtfully designed split-bedroom floor plan that maximizes every inch of its intimate footprint. The interior shines with fresh paint and a stylish mix of original wood floors, tile bathroom and durable vinyl planking. The living space stays perfectly tempered year-round thanks to electric central air and heating complemented by cooling ceiling fans. The bathroom features a classic tub/shower combination, while the dedicated washer/dryer connections ensure your daily chores are handled with ease. The exterior is just as impressive and built for low-maintenance living. Peace of mind comes standard with a newer roof, while the fenced backyard offers a private retreat complete with a handy storage shed for your tools and gear. A 1-car garage provides secure parking or additional storage. Beyond your front door, the lifestyle of South Temple awaits. You are walking distance or a short drive from newer shopping centers, local dining favorites, the Ralph Wilson Youth Club, Travis Middle School, Scott & White Park. The home qualifies for $0 Down payment loan program. Ask for details.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Travis Science AcademyGrades 6-80.4 mi
3/10
Temple High SchoolGrades 8-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Frame,Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Water Heater,Some Electric Appliances,Range
  • Laundry features: Electric Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet Free,Ceramic Tile,Laminate,Wood
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 830 sqft

Property

Details

  • Parcel number: 73057

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Storage
  • Fencing: Chain Link,Front Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,501 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $718$8,616
Home Insurance *$132$1,584
Property Taxes $286$3,432
Electricity $238$2,859
Total$1,374$16,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,108/yr
40% on housing$41,220/yr
45% on housing$36,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Contingent$142,000
2026-03-10Price change$142,000
2026-02-18Listed for sale$149,900
2014-08-25Sold--
2014-08-08Listed for sale$34,900
2014-06-11Sold--

For Sale by Agent

AgentBarry Ratliff
BrokerageBarry Ratliff, Broker

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